How to use the credit card payment of Shanghai Pudong Development Bank

The rules for using the credit card payment of Shanghai Pudong Development Bank are as follows:

1. The credit card payment is a kind of incentive benefit donated by the credit card center of Shanghai Pudong Development Bank to eligible Shanghai Pudong Development Bank credit card holders (included in the account of the main cardholder), which can be used to deduct the transaction principal of new related transactions that occur when using the Shanghai Pudong Development Bank credit card (including the main card or its subsidiary card) within the specified validity period.

second, the validity period of the credit card in the red envelope is within 6 days from the date when the user opens the red envelope. The credit card payment must be used within its validity period, and if there is any surplus after the validity period, it will be automatically invalidated.

3. The credit card payment will be deducted from the transaction principal amount on the second working day after the newly-added related transactions are recorded, and the cardholder still needs to repay the principal amount that has not been deducted.

4. If the cardholder has multiple credit cards under the same Pudong Development Credit Card, the multiple credit cards can be accumulated for the deduction of the transaction principal of the same transaction, and the credit cards with shorter validity period will be given priority.

the credit card payment shall not be cashed or transferred, and it will not affect the credit limit, available limit and account balance of the card, and it will only be used to deduct the transaction principal (only for consumption deduction, excluding cash withdrawal and installment transactions), and it shall not be used to deduct bank charges (including but not limited to interest, handling fees, late fees, etc.) and the due repayment amount.

5. For details of credit card balance and deduction, please visit the online account service on the website of Pufa Credit Card Center.

Pufa Credit Card Credit Card is a voucher presented by the event, which can be directly used for repayment and deducted from the corresponding amount of the account.

Shanghai Pudong Development Bank (hereinafter referred to as Shanghai Pudong Development Bank or Shanghai Pudong Development Bank) is a national joint-stock commercial bank established with the approval of the People's Bank of China on August 28th, 1992, opened on January 9th, 1993, and successfully listed on the Shanghai Stock Exchange in 1999 (stock exchange code: 6). Its head office is located in Shanghai.

The total assets of Shanghai Pudong Development Bank increased from 8.75 billion yuan when it was first established in 1993 to 6,91.759 billion yuan at the end of June 218, an increase of 696 times; Operating income increased from 337 million yuan at the beginning of CCB at the end of 1993 to 168.6 billion yuan at the end of 217, an increase of 5 times; The net profit increased from 13 million yuan in 1993 to 54.24 billion yuan in 217, an increase of 416 times, and the compound annual growth rate was close to 3%.

how to activate the credit card of

Shanghai Pudong Credit Card, if it is the first card. Then you must bring your credit card and ID card to any Pufa outlet for face-to-face signing. After the face-to-face signing is passed, you can set the password and use it normally. If it is not the first card, but the second card, you can set the password directly in the credit card software or call customer service, and you can use it normally after activation. But if the online credit card is not the first card, but your second card, then you don't need to go to the outlet to activate it. You can directly log in to your credit card-specific software or mobile banking, and there is an option to activate your credit card. Click in, enter your ID number, credit card, credit card expiration date and CVV2 code, and finally receive a verification code from your mobile phone to activate it. Then set the password and you can use it normally. Therefore, only the first credit card of online application needs to be activated in person at the outlet. If it is not the first credit card, it can be activated by itself.

1. Shanghai Pudong Development Bank (hereinafter referred to as "Shanghai Pudong Development Bank") Credit Card Center was established in January 24? , which is a direct operating institution established by Shanghai Pudong Development Bank specializing in credit card business. ? The product service system of Shanghai Pudong Development Bank Credit Card Center includes: Pufa Dream Card, a credit card product that can be customized by users; With the Forbidden City and Barcelona Football Club? Xiao Pi the pig? Cooperate with popular institutions and brands at home and abroad, such as IP, and cooperate with industries such as aviation, hotel, department store, communication and Internet platform to launch joint theme credit card products; With VISA? [7]? American Express, mastercard international and other card organizations at home and abroad jointly issue high-end card products with rich rights and interests. ? Shanghai Pudong Development Bank Credit Card Center launched "Dream Home Club"? , "Xiaopu Huihua" and other credit card discount platforms have launched market activity systems such as red envelopes, movies, mileage and hotels. ? Shanghai Pudong Development Bank Credit Card provides mobile service platforms such as Pu Daxi Ben APP.

second, on the basis of basic functions, the security precautions taken by PUFA Credit Card for credit cards involve all aspects before, during and after the event. * * * Six security measures have been designed, including free SMS, instant messaging, photo card and priority dispute handling, which were first introduced in China, and it also has a unique 24-hour anti-fraud function, which can timely warn suspicious transactions around the clock and do a good job of prevention in advance. In addition, if the card is lost or stolen, please call the customer service hotline immediately to report the loss in real time. The customer service hotline provides 724-hour all-weather service; At the same time, Pudong Credit Card also provides cardholders with free card loss protection service, and can get compensation for domestic and foreign transactions 72 hours before the loss report, with the maximum amount of compensation of 1, yuan, which can be said to fully protect the cardholder's card safety in all directions.

three-hour, 24-hour anti-fraud function. The credit card center of Shanghai Pudong Development Bank has adopted an advanced anti-fraud system, which provides you with the safest and most reliable guarantee with strong technical support. For some suspicious transactions, the system will deal with them accordingly, which will make you feel more at ease when using the card. 724-hour all-weather service No matter where you are, as long as you dial the customer service hotline of Shanghai Pudong Development Bank, you will solve all the problems related to Shanghai Pudong Development Bank Credit Card. And through the automatic voice service, you can inquire about the accounting status, consultation and promotion activities and other details. At the same time, it also provides 24-hour friendly and detailed manual service, so that you can experience all the service concepts of Shanghai Pudong Development Bank Credit Card Center. Lost Card Protection Service If your credit card is lost or stolen, please call the customer service hotline of Pudong Credit Card to report the loss at the first time. For domestic and overseas transactions 72 hours before the loss is reported, if these transactions are not based on passwords, Pudong Credit Card will provide customers with compensation and provide long-term and high-quality security.

how to use the credit card payment of Pudong Development Credit Card?

Pufa credit card is used in this way: log in to the "Pudaxiben" APP—-search for "credit card credit". When swiping a credit card, the system will deduct the credit card credit first, so as long as you swipe your card normally, your credit card credit will be used up. Pufa credit card payment can be used to deduct the principal amount of credit card transactions. In addition, the credit card payment has a time limit and needs to be used as soon as possible. After the expiration, it will be gone.

1. Pudong Development Credit Card is actually an activity reward. Like all kinds of vouchers, it cannot be used directly, but it can be used to deduct the transaction amount.

2. After the cardholder reaches the standard after participating in the activity, the credit card payment will be returned to the credit card account, which is equivalent to overpayment. If the credit card has arrears, the credit card payment can be deducted. If there is no amount owed, then the cardholder will deduct the credit card amount first and then deduct the money from the credit card amount.

3. It should be noted that the credit card payment returned by different activities has different service life and channels. However, generally, after obtaining the credit card payment, the bank will send relevant SMS notification, telling the validity period of the credit card payment, where it can be used, and the rules for using it.

1. The product service system of Shanghai Pudong Development Bank Credit Card Center includes: Pufa Dream Card, a credit card product that can be customized by users; Cooperate with popular institutions and brands at home and abroad such as the Forbidden City, Barcelona Football Club and Pig Xiao Pi, and launch joint-themed credit card products in cooperation with industries such as aviation, hotel, department store, communication and Internet platform; Jointly issue high-end card products with rich rights and interests with VISA, American Express, mastercard international and other domestic and foreign card organizations.

2. The Credit Card Center of Shanghai Pudong Development Bank (hereinafter referred to as "Shanghai Pudong Development Bank") was established in January 24, and it is a direct operating institution established by Shanghai Pudong Development Bank specializing in credit card business. The Credit Card Center of Shanghai Pudong Development Bank launched credit card discount platforms such as "Dream Family Club" and "Xiaopu Huihua", and launched market activity systems such as red envelopes, movies, miles and hotels. Shanghai Pudong Development Bank Credit Card provides mobile service platforms such as Pu Daxi Ben APP.

operating environment: vivo mobile phone: y938.1. Pudong Development Bank: v11.2.

There are three ways to use the universal fund of Pudong Development Bank

1. Users can withdraw the universal fund of Shanghai Pudong Development Bank to the savings card account of Shanghai Pudong Development Bank, and it will be received after the business is handled;

2. Universal funds can be withdrawn from other accounts of users, but it takes 24 hours for this business to arrive;

3. Users can submit relevant applications to Shanghai Pudong Development Bank. After using their credit cards, they can repay by installment.

that's how to use the universal fund of Pudong Development Credit Card.

how to repay the universal fund of Shanghai Pudong Development Bank

After the universal fund is processed, the installment principal and interest will be paid together with the credit card bill. If the user needs to repay the loan, he can directly repay it to the credit card according to the amount of the bill. If the user needs to repay the loan in advance, he chooses to pay the interest by sharing when applying. Although the interest of the account repaid in advance in the remaining installments can be exempted, the user must pay the remaining principal in one lump sum and 3% of the remaining undistributed cost as contract penalty, and the paid interest will not be refunded. If the user chooses to pay the interest in one lump sum when applying, the user must pay the remaining capital in one lump sum, and the paid interest will not be refunded, but the interest on the prepayment account in the remaining installments can be exempted.

Does the Pudong Development Bank Universal Fund occupy the credit card?

The Pudong Development Bank Universal Fund is a supplementary loan function of the credit card. The universal fund is applied within the available cash withdrawal amount of Shanghai Pudong Development Bank Credit Card, which means that the universal fund of Shanghai Pudong Development Bank is the applicant who occupies the original credit card amount. Once the application is successful and the Shanghai Pudong Development Universal Fund is used, the original credit card limit will be reduced accordingly. If the universal fund of Shanghai Pudong Development Bank is overdue, it is difficult to recover the credit card reduction. For users who apply for and use the universal fund, they must repay it in full and on time after using the universal fund, and there can be no overdue situation. In addition, the universal fund of Shanghai Pudong Development Bank can be repaid in advance.

the difference between Shanghai Pudong Development Bank's consumer reserve fund and universal fund

1. The main purposes are different: Shanghai Pudong Development Bank's consumer reserve fund is located in the consumption field, and the funds after the application is completed are only used for consumption, and it is not allowed to withdraw money or transfer money; The universal fund of Shanghai Pudong Development Bank is located in cash installment. After completion, the funds will be transferred to the personal savings card, which can be cashed out, transferred and used for consumption.

2. The interest for repaying the loan in advance is different: the consumer reserve fund can be voluntarily suspended from the relevant service consultation of Shanghai Pudong Development Bank Credit Card Center, but the remaining principal and service fees of all installments need to be paid in one lump sum, and the paid service fees will not be refunded; Shanghai Pudong Development Bank's universal fund application terminates the universal fund business process in advance. After the application is completed, 3% of the contract penalty will be deducted, and the installment fee will be deducted once and will not be refunded.

This article mainly writes about how to use the universal fund of Pudong Development Credit Card, and the content is for reference only.

This is the end of the introduction about how to use Shanghai Pudong Development Bank's credit card and how Shanghai Pudong Development Bank handles the credit card. Did you find the information you need?