You can make installment payments so that the interest is slightly lower. Second, credit cards cannot transfer funds, so they cannot transfer funds to each other. If you want to avoid paying interest to the bank, if you have Alipay, you can transfer your money to Alipay in the form of payment. Remember, Alipay is not just any online banking card. However, this is a discovery of illegal cash withdrawals. If the bank finds out, it will be severely punished, so you should not do this if you are not sure. If you want to cash out, it is recommended not to find someone you don’t know. First, the interest rate is high, and second, it is unsafe. Therefore, the best way is to apply for installment repayment. For those who can apply for installment when swiping a card for consumption, as long as the single consumption is more than 1,500. Therefore, the safest way is to apply for installment and don’t take risks. Be careful if your credit card is blocked or has bad records, which will affect your future loans