1. Handle the credit card withdrawal business through bank outlets and electronic channels, and then deposit the withdrawn cash into a savings card, and use this savings card to repay the loan.
2. Bai Hua can't repay directly by credit card, but only indirectly.
3. Generally, credit card overdraft withdrawal shall not exceed 50% of the cardholder's credit limit (cash withdrawal, cash transfer and cash sharing by installments), and shall not exceed the current available credit limit of the card. Overdraft cash withdrawal does not enjoy interest-free repayment.
Can I return the flowers with my credit card?
Credit cards can't repay the flowers. Flower buds, like credit cards in essence, belong to a micro-credit business. The only repayment methods supported by Huabai are Alipay balance, Yu 'ebao balance and debit card balance.
The only way to pay cash by credit card is to withdraw cash by credit card first, and then pay it back. However, this method requires the cardholder to bear five ten thousandths of the cash withdrawal interest and the cash withdrawal fee every day. It can be said that the cost is high and it is not recommended to do so.
Can I return the flowers with my credit card?
Credit card can't be used for repayment of ant flowers. At present, the only repayment methods that Ant Flower Garden can choose are Alipay balance, Yu 'ebao and bank card (debit card).
The repayment process of ant flower buds is as follows: log in to Alipay and find ant flower buds. We can see the repayment amount of ant flower buds and know that we can choose to repay them in installments.
Click the repayment button, enter the repayment amount, and you will jump to the repayment payment method.
Choose the repayment method. At present, the only repayment methods that Ant Flower Garden can choose are Alipay balance, Yu 'ebao and bank card (debit card), and it is not possible to use credit card to repay Ant Flower Garden.
In fact, the ant flower garden itself is equivalent to a credit card service, with monthly overdraft consumption, repayment next month, and the option of installment.
According to the service rules of Ant Flower Garden, the repayment of Ant Flower Garden is limited to non-credit funds such as Alipay account balance, debit card account balance and Yu 'ebao wealth management product share. Lenders have the right to monitor and manage the sources of repayment funds, and have the right to adjust the rules of repayment funds from time to time according to laws, regulations, regulatory policies and other relevant provisions.
Can I return the flowers with my credit card?
Credit cards can't pay for flowers. The essence of flower buds is the same as that of credit cards, and it belongs to a micro-credit business. The only repayment methods supported by Huabai are Alipay balance, Yu 'ebao balance and debit card balance.
Alipay users can use ant flower buds to shop at merchants who accept ant flower buds payment on Taobao and Tmall, and make repayment on the 9th of next month after confirming receipt. The consumption quota is provided by ant micro-loan, which is generally 3000 yuan in January. Flower buds, Tmall staging, Tmall trying before buying, Taobao using before paying, etc. Share a consumption quota, and after repayment, the consumption quota will be restored.
According to the service rules of Ant Flower Garden, the repayment of Ant Flower Garden is limited to non-credit funds such as Alipay account balance, debit card account balance and Yu 'ebao wealth management product share. Lenders have the right to monitor and manage the sources of repayment funds, and have the right to adjust the rules of repayment funds from time to time according to laws, regulations, regulatory policies and other relevant provisions.
The repayment process of ant flower buds is as follows:
The first step is to log in to Alipay and find the ant flower bud. We can see the repayment amount of ant flower buds and know that we can choose to pay by installments. As far as I know, ant flower buds can be repaid in installments of 3, 6, 9, 12 months, and like credit cards, there is a handling fee for each installment.
Step 2: Click the repayment button, enter the repayment amount, and you will jump to the repayment payment method.
The third step is to choose the repayment method. At present, the only repayment methods that Ant Flower Garden can choose are Alipay balance, Yu 'ebao and bank card (debit card), and it is not possible to use credit card to repay Ant Flower Garden.
In fact, the ant flower garden itself is equivalent to a credit card service, with monthly overdraft consumption, repayment next month, and the option of installment. You can think about it, if you overdraw another credit card with one credit card, can you still count it as credit consumption? Therefore, ant flower bud is another credit card specially used for online shopping, or the promotion quota of credit card. As for overdraft repayment by credit card, don't count on it.
Can I pay by credit card?
First, you can't. The repayment of Ant Flower Garden is limited to non-credit funds such as Alipay account balance, debit card account balance and Yu 'ebao wealth management product share.
Second, matters needing attention in flower bud repayment:
1. Express delivery and cartoon deduction of savings cards of Postal Savings Bank are temporarily not supported;
2. By default, automatic deduction is enabled.
3. If the funds in a single channel are enough to pay off the bill, deduct the money in the above order; If a single channel does not have enough funds, the balance and the funds in Yu 'ebao will be deducted first, and the remaining bill amount will not be deducted from the bank card. Example: 200 yuan owes money, the balance is 50 yuan, Yu 'ebao 50 yuan, and the bank card is 100 yuan, so the deduction will deduct the balance and Yu 'ebao 100 yuan.
Extended data
Spent white repayment deduction order:
1. If the user sets the payment order, the payment will be deducted according to the user's payment order (credit card will be skipped);
2. if the user does not set the payment order, it will automatically deduct the balance > debit card shortcut/cartoon (including online merchant bank) > balance treasure (the balance treasure withholding function is required) to repay the unpaid part of the bill.