Go to the counter to open online banking (just bring your card and ID card directly). If you have done online banking before, you should bring a card that has done online banking, and you should open a credit card and ID card for online banking. You can also log in online by yourself. Take action as an example to teach you how to open the online payment function of credit card;
Log in to the credit card website, click "Online Banking Login" on the right, enter the ID number, inquiry password and additional code, and then log in to online banking. In "Online Payment"-"Online Payment Function Application", select the card "Application" to enable online payment function, which can be made on domestic websites and will take effect immediately after opening. There is no extra charge for opening this function, and you can enjoy the interest-free period and the above-mentioned credit card consumption.
For more information about how to use credit cards to enable online payment, please visit: See More.
How to pay by credit card online?
(1) The cardholder submits the shopping order on the shopping website according to the normal process.
(2) On the payment page, the cardholder chooses to use a credit card for payment, or choose a third-party payment platform that can support credit card payment.
(3) The cardholder enters the transaction password, SMS verification code and other information for verification and completes the payment.
If the cardholder fails to pay online when using the credit card, it may be caused by the following reasons:
(1) Online payment function is not enabled on the credit card. If the online payment function is not enabled on the credit card, the cardholder can apply to enable this function through online banking.
(2) Insufficient available credit cards. If the amount of goods purchased by the cardholder exceeds the available amount of the credit card, the payment will fail. The cardholder can complete the payment by applying for a temporary limit or depositing the difference into a credit card.
(3) The cardholder entered the wrong credit card information. Credit card information includes payment password, verification code and other information. Once there is an information input error, this payment will fail.
(4) The bill amount exceeds the credit card payment limit. In this case, the cardholder only needs to modify his previous payment limit in online banking.
How to spend by credit card online?
Online credit card consumption requires you to bind the credit card to the APP that needs to be consumed, and choose credit card payment when paying. Take WeChat as an example. In the WeChat "My", select "Pay", then click "Bank Card" in the "Wallet" and click "Add Bank Card" to add a credit card. When paying, choose the payment method below the QR code and change the payment method to credit card.
Extended data:
Credit card refers to various media that record the relevant information of the cardholder's account, have the function of bank credit line and overdraft, and provide relevant banking services for the cardholder.
The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc.
Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.
Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards usually refer only to credit cards.
Credit card limit, also known as credit card available limit, refers to the maximum amount of credit card you can use, including credit limit (that is, the maximum overdraft limit of credit card) and the amount deposited in credit card.
The amount of any credit card depends on the effective income provided by the individual during the application process and the value of the asset guarantee. The credit limit of a credit card is positively related to the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the credit limit.
Therefore, the applicant must provide proof of income, provident fund social security and asset guarantee statement. Asset guarantee includes fixed assets such as real estate and automobiles, as well as current assets such as savings and bonds.
Persistence means that after you have a credit card, you should insist on long-term credit card consumption. It is best to have a credit card spending limit every month for more than three consecutive months. Don't freeze it for a long time.
Can I pay by credit card online?
Credit cards can be paid online. Pay by credit card online and open fast payment by credit card. Add Alipay or WeChat to the credit card to be purchased online, and then open fast payment, and you can pay online. In addition to fast payment by credit card, you can also choose "Login to Online Banking Payment", select a credit card on the online banking side, fill in relevant information and password as prompted, and then make payment.
Online shopping has become a part of our life, and many of us like to spend in advance with credit cards. Can I pay by credit card online? Generally speaking, credit cards support online consumption, and we can make shopping consumption in the following two ways:
The first way is to open fast payment, open Alipay, then click Bank Card Management on the right side of Alipay, enter the validity period of your credit card and the mobile phone number reserved by the bank, and the mobile phone can be opened after verification. After the successful opening, we can choose the goods we need, choose the credit card directly when paying, and then enter the credit card payment password. The second method is online banking payment: select a credit card on the online banking side, fill in the relevant information and password as prompted, and you can make payment.
When shopping online with a credit card, you must pay attention to the safety of using the card. It is best to design the login passwords of Taobao and Alipay with high confidentiality, set security issues and bind mobile phones.
How to pay by credit card
Credit card payment methods can be roughly divided into three types.
1. Pay by credit card; Is to use the credit card itself to pay, in fact, there are cards to pay, including inserting cards, swiping cards and flashing cards.
2. Scan code to pay; That is, through WeChat, Alipay, UnionPay, and the bank's own QR code and the QR code of other payment institutions, payment is made by credit card.
3. China UnionPay Express; That is, card-free payment is to bind a credit card to a smart device with NFC function, and then use various PAY, and the mobile phone is close to the flash payment POS machine for payment.
1. How soon can the credit card payment merchant receive the account?
Generally speaking, it won't take more than 3 days, but due to the difference between the bank arrival time and the POS arrival time, the merchant arrival time is also different. Many POS machines have T+ 1 mode, that is, they swipe their cards on the same day and arrive at the account before noon the next day. Of course, individual platforms hope to attract more merchants to handle POS machines, and they will operate according to the mode of real-time arrival and same-day arrival.
2. Where can I get a refund for credit card payment?
Under normal circumstances, after the user uses the credit card to spend money, the refund generated before the credit card bill comes out for repayment will be directly returned to the user's credit card account to offset the credit card limit previously spent. With the arrival of refund funds, the credit limit of credit card will also be restored. If the credit card has been repaid, the resulting refund will still be returned to the user's credit card account. If there is no debt on the card, the refund will exist as an overpayment of the credit card. Use the overpayment first when swiping the card, or repay it directly.
Third, the reasons for the unsuccessful online payment of credit cards
The credit limit of 1. card is insufficient or the status is abnormal. It is recommended that you pay within the credit limit after confirming that the card is normal;
2. Different online payment methods will have different limits. I suggest you pay as little as possible;
The network environment is not good, so I suggest you try again later.
This concludes the introduction of credit card online payment and credit card online payment. I wonder if you have found the information you need?