It depends on the situation:

1. The amount is relatively large:

When the party owes more than 1, yuan to the credit card but less than 1, yuan, this "relatively large amount" will be sentenced to five years at most.

Second, the amount is huge:

When the amount owed to the credit card is more than 1, yuan but less than 1 million yuan, this "huge amount" will be sentenced to 1 years at most and 5 years at least.

Third, the amount is extremely huge:

When the money owed by the party to the credit card is more than 1 million yuan, it belongs to the situation of "extremely huge amount", and this situation will basically be sentenced to more than 1 years' imprisonment, or even life imprisonment.

Extended information:

Note:

1. The overdue dunning letter shall be delivered within the validity period of the limitation of action. Some credit institutions ask borrowers to sign dunning letters in advance when borrowing money, which is easy to cause disputes. In fact, after the loan expires, there is a statute of limitations of three years, which is enough time. Credit institutions need to protect their rights in time. It is not recommended to let customers sign dunning letters in advance, which is unnecessary.

2. overdue dunning letters shall be in written form, which is convenient for retaining evidence.

3. If the loan contract is guaranteed by a third party, you must pay attention to the collection from the guarantor.

phoenix. com-refused to pay back the credit card arrears and was sued by the bank.