I would like to ask what level the Agricultural Bank of China's QQ credit card belongs to

The full name of the Agricultural Bank of China's QQ credit card is Jinsui QQ co-branded IC credit card. The card is a gold card level, with a GOLD on the card in English letter. But what is special about this card is that the maximum limit is 200,000 yuan, while the general gold card limit is 10,000-50,000 yuan. This card can be applied for nationwide, but if you apply for this card through online channels, the actual credit limit will be relatively low.

When applying for a card through offline channels, you can submit proof of financial resources. In this way, the bank will consider that the user has sufficient repayment ability and grant the credit card a higher credit limit.

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What are the uses of the Agricultural Bank of China’s QQ card?

The Agricultural Bank of China’s QQ card is the first in the country Internet chip card, the first WeChat electronic credit card, can realize standard credit and electronic cash functions.

It mainly has the following functions:

1. The annual fee is waived for life, unlike other cards that have to be used multiple times before the annual fee is waived for the next year.

2. There is no cash withdrawal fee for withdrawing overpayments within the same city. Other banks' credit card withdrawals will charge handling fees. However, you must understand clearly that if you are in the same city, you need to withdraw from the bank. There will be no handling fee, so this card can be used as a savings card. It is very obvious to increase the limit in this way.

3. If you use Agricultural Bank of China’s QQ credit card to make quick payment through Tenpay, you will get a scratch card. The scratch card is a 100% chance of winning. You can enjoy 3 chances every month. Remember to reserve your QQ number.

4. Supports electronic cash applications, which can realize financial IC card functions such as offline small-amount payments (Note: Electronic cash accounts do not record interest and cannot be reported as lost. Please do not lose it).

Extended information:

Jinsui QQ co-branded IC credit card is mainly issued to Tencent users, Tenpay members, WeChat members and others who are accustomed to online shopping and communication and often use mobile phones Communication tool group.

The product *** has two layouts: one large and one small. The large card is a standard magnetic stripe and chip composite card, and the small card is a special-shaped card that can be pasted. It only has a chip but no magnetic stripe. Both large and small cards have standard credit applications and electronic cash applications, with a limit of up to 200,000 yuan. This is also the first MINI special-shaped sticker card among many QQ co-branded bank cards.

Baidu Encyclopedia - Jinsui QQ co-branded IC credit card

Is the Agricultural Bank of China Jinsui QQ card worth buying?

It is worth it. The Agricultural Bank of China Golden Harvest QQ Card is a card co-branded with Tencent. This card can be used to receive monthly airtime charges on QQ, so it is worth keeping. Jinsui Credit Card takes "enjoy credit and taste life" as its brand service concept, is based on creating new life and new experiences for cardholders, and aims to become the most trusted credit card brand for cardholders.

Is the Agricultural Bank of China Golden Harvest QQ co-branded IC credit card good?

Jinsui QQ co-branded IC credit card is mainly issued to Tencent users, Tenpay members, WeChat members and other groups who are accustomed to online shopping and communication and often use mobile communication tools. According to the staff of Agricultural Bank of China, Jinsui QQ co-branded IC credit cards are mainly issued to Tencent users, Tenpay members, WeChat members and other groups who are accustomed to online shopping and communication and often use mobile communication tools. In terms of fees, the Jinsui QQ co-branded IC credit card is more favorable and can be exempted from annual fees; the over-repayment handling fee is waived within the scope of the bank in the same city; the charging standards for other items are consistent with the UnionPay standard IC credit card gold card. It is worth mentioning that the card is valid for 8 years and can be supplemented with additional cards. The product has two layouts: one large and one small. The large card is a standard magnetic stripe and chip composite card, and the small card is a special-shaped card that can be pasted. It only has a chip but no magnetic stripe. Both large and small cards have standard credit cards. Application and electronic cash application, the maximum limit is 200,000 yuan. This is also the first MINI special-shaped sticker card among many QQ co-branded bank cards.

For Tenpay, which is commonly used by some Tencent users for online shopping, this Jinsui QQ co-branded IC credit card enjoys the rights of Tenpay members, a 40% discount on mobile phone recharges through Tenpay channels, and joint VIP rights of Tenpay cooperative merchants. , you can also receive premium QQ shows for free, automatically upgrade to light up the QQ panel icon, and enjoy a 50% discount on purchasing Q coins through online banking on Tencent's official website, and a 33% discount through Tenpay or Quick Payment. For WeChat functions commonly used by mobile phone users, cardholders can use WeChat to scan the QQ card’s exclusive QR code and apply for a QQ card WeChat electronic bank card to view activities and special merchant information in real time. QQ card is not only discounted and practical, but also has many special functions. For example, it has a WeChat QR code information query function. Use WeChat to scan the QQ card's exclusive QR code to apply for a QQ card WeChat electronic credit card. Cardholders can view promotions and special merchant information in real time. Cardholders also enjoy the benefits of "Tenpay membership". They can become a Tenpay member for free and receive a number of Tenpay membership benefits, such as a minimum 94% off on mobile phone recharges and a minimum 93% off on the purchase of Q coins. Agricultural Bank of China has also set up a special points gift redemption area for QQ card users. The "QQ co-branded card redemption area" includes derivative products such as Tencent Q coins, Tencent monthly products and QQ dolls, which is open to QQ card holders. In order to facilitate customers to apply for QQ cards, Agricultural Bank of China has specially opened an online application function. After customers submit online for approval, the relevant Agricultural Bank of China agencies will send the cards to designated outlets, and customers will sign the application form at the outlets to receive the cards. When customers receive the card, they can also directly apply for a limit increase at the branch. [1] Very convenient!

Is the Agricultural Bank of China Jinsui QQ co-branded IC credit card good?

1. Lifetime annual fee exemption

2. Cash withdrawal fees are waived for withdrawals of excess deposits within the bank within the same city.

3. Enjoy the benefits of Tenpay (VIP2) membership for free, and enjoy many discounts, such as 94% off on mobile phone recharge, and a minimum 93% off on the purchase of Q coins, etc.

4. Scan QQ co-branded card exclusive WeChat QR code, you can get WeChat electronic credit card

5. For the first time, MINI special-shaped sticker card is launched among QQ credit card products of various banks (note: it can be pasted on mobile phones or other items as you like, please be careful Safekeeping)

6. Both large and small cards support electronic cash applications, which can realize financial IC card functions such as offline small payments (Note: Electronic cash accounts do not record interest and cannot be reported as lost. Please do not leave it Lost it)

That’s it for the introduction of Agricultural Bank of China’s QQ co-branded credit card.