yes.

At present, there are two credit card purchase modes:

First, pay in full by credit card, and then apply to the bank for bill installment. The premise is: your credit card is available enough to pay for the car.

Second, most car dealers support using credit cards to buy cars in installments, but the difference is that different banks are designated to cooperate in installments, so before buying, you must remember to ask the merchants if you can buy cars in installments with this bank credit card in your hand.

The process of applying for car purchase by installment with credit card is more convenient, the threshold is lower, and the handling fee is the lowest, but the choice of car loan method still depends on your own situation.

for example, if you have a crush on a car with suitable performance and style, and the car price is 1, yuan, then by applying for credit card installment, after the down payment of 3% of the car price, you will have to pay interest of about 8,4 yuan for a loan of 7, yuan within three years.

However, if you save this credit card installment fund of 7, yuan and put it in the bank or invest it, at the current interest rate level, even if it is calculated as a three-year time deposit, there will be interest of about 8,9 yuan at maturity. The difference between the two is nothing more than that credit cards need to pay interest first and repay monthly. Therefore, carefully calculated, it is not uneconomical to buy a car by credit card installment.