You can enjoy an interest-free repayment period of 20-56 days by using a credit card (you can enjoy an interest-free repayment period of 50-56 days on the second day of the billing date). 56 days for Bank of Communications, 50 days for other banks and 48 days for investment promotion).

Credit card consumption can also be exchanged for goods, air miles and so on.

There is no such thing as cross-bank and off-site consumption of credit cards, which is the same in the whole country.

Buying a plane ticket with a credit card can enjoy aviation accident insurance ranging from 2 million to 5 million.

If you apply for a platinum credit card, there are more discounts. (You can enjoy free VIP room of high-speed rail, unlimited use of VIP room of global airport, unlimited use of Longteng card, 5 million aviation accident insurance, etc. When applying for Guangfa Bank Platinum Credit Card).

If the credit card is used in consumption abroad, some banks can also waive the currency exchange fee if it is a VISA or MasterCard dual-label card.