Charging Standards for CITIC Bank Credit Cards

What are the charging items for CITIC Bank Credit Cards? What is the charging standard for each item? First, let’s understand the annual fees of CITIC Bank credit cards. For CITIC Bank credit cards, if you swipe or withdraw cash once within 30 days of card approval, you can enjoy the first-year annual fee waived. If you swipe or withdraw cash a total of 5 times within a year, you will be exempted from the annual fee for the next year. The annual fee for the regular card is 100 yuan, the annual fee for the gold dual-currency card is 300 yuan, and the annual fee for the single-currency card is 200 yuan. Platinum card is 2,000 yuan for premium card and 480 yuan for elite card. All secondary cards are half of the corresponding primary cards.

What is the annual fee for CITIC Bank’s credit card?

The annual fee standards for CITIC Bank credit cards are as follows:

(1) Regular card

1. RMB 100 for the main card and RMB 50 for the supplementary card;

2. 180 yuan for the main card of Express Card and 100 yuan for the supplementary card;

3. 100 yuan for the main card of UnionPay Business Card;

4. 100 yuan for the main card of MasterCard Business Card .

(2) Gold Card

1. Dual-currency card is 300 yuan for the main card, and 150 yuan for the supplementary card;

2. RMB single-currency card is 200 yuan for the main card Yuan, supplementary card 100 yuan;

3. Express card main card 380 yuan, supplementary card 200 yuan;

4. UnionPay business card main card 200 yuan;

< p>5. The main card of MasterCard business card is 300 yuan;

6. The main card of Xinjin card is 200 yuan.

(3) Platinum and above cards

1. Platinum (elite) card is 480 yuan for the main card and 240 yuan for the supplementary card;

2. Platinum (elite) card ) 2,000 yuan for the main card and 1,000 yuan for the supplementary card;

3. CITIC VisaSignature Credit Card 2,000 yuan for the main card and 1,000 yuan for the supplementary card;

4. 480 yuan for I Platinum Card; < /p>

5. Golf Platinum Card, UnionPay Premium Platinum Card, and Magic UnionPay Premium Platinum Card cost 3,600 yuan for the main card, and 2,000 yuan for the supplementary card;

6. UnionPay Business Card costs 2,000 yuan for the main card ;

7. The main card of Private Bank Shahe Golf Platinum Credit Card is 6,800 yuan and the supplementary card is 3,800 yuan;

8. The main card of Private Bank Platinum Credit Card is 6,800 yuan and the supplementary card is 3,800 yuan; < /p>

9. IHG Rewards Club co-branded platinum card is 3,600 yuan

10. Enjoy card is 480 yuan for the main card and 240 yuan for the supplementary card;

11. Air China The titanium card is 680 yuan for the main card and the supplementary card is 340 yuan;

12. The Air China Platinum Card is 3,600 yuan for the main card and the supplementary card is 1,800 yuan;

13. The World Card is 20,000 yuan; < /p>

14. The unlimited card is 20,000 yuan for the main card and the supplementary card is 10,000 yuan;

15. The UnionPay diamond card is 20,000 yuan for the main card and 10,000 yuan for the supplementary card.

How much is the annual fee for CITIC Credit Card?

CITIC Bank Credit Card Annual Fee Standard:

CITIC Credit Card Standard Card: The annual fee for the main card is RMB 100, and the annual fee for the supplementary card is RMB 100. The fee is RMB 50;

CITIC Credit Card Gold Card: The annual fee for the dual-currency card is RMB 300 for the main card, the annual fee for the RMB single-currency card is RMB 200, and the annual fee for the dual-currency supplementary card is RMB 150. The annual fee for the single currency card supplementary card is RMB 100;

CITIC Platinum Credit Card: the annual fee for the principal card of the distinguished card is RMB 2,000, the annual fee for the supplementary card of the distinguished card is RMB 1,000, and the annual fee of the principal card of the elite card is RMB 1,000. The annual fee for the elite card supplementary card is RMB 480, and the annual fee is RMB 240.

CITIC Bank's credit card annual fee exemption policy:

CITIC Bank's regular credit card and gold card can be exempted from the annual fee by swiping the card once within a month of opening the card. If the card is used for 5 times in a year, The annual fee for the next year will be waived.

The CITIC Bank Platinum Card does not have an annual fee exemption policy. The annual fee must be paid in the first year. From the second year onwards, the annual fee can be redeemed with card points.

Most of the CITIC Bank credit card types have annual fees, but as long as you meet the conditions, you can waive the annual fee. The standard CITIC Bank credit card annual fee for the main card is RMB 100. The card slot is RMB 50 CITIC Credit Card.

In general, it is relatively easy to meet the conditions for the regular and gold cards of CITIC Bank credit cards. For the platinum card, you need to use it frequently to accumulate enough points to waive the annual fee. Therefore, if you have applied for a CITIC Bank Platinum Credit Card, you must use this credit card frequently, otherwise you will have to pay an annual fee of 2,000 yuan every year.

Advantage 1: CITIC Bank credit card can be applied for regardless of any qualifications. Anyone with a white account, a pure account, a bad credit record, or an overdue credit card can apply.

Advantage 2: The efficiency of online application is very fast, and the application rate is very high. As long as the information is consistent, the probability of application is over 90%.

Advantage 3: There are many co-branded cards, and the space for choice is very large. There are co-branded cards with almost all platforms, and there are also many loans behind them. Disadvantages: The number of outlets is relatively small. They are generally available in first- and second-tier cities but not in small counties, so it is difficult to apply. Of course, it is not impossible to apply. You can apply for a card in another place.

Does CITIC Bank Credit Card have an annual fee?

CITIC Bank Credit Card has an annual fee, but we can reduce the annual fee in some ways. Regarding the annual fee reduction policy, when using an ordinary credit card of China CITIC Bank, you can swipe the card or withdraw money once within 30 days, and you can enjoy the annual fee reduction for the first year. You can swipe the card or withdraw a total of 5 times within a year, and it will be waived The annual fee for the next year will be charged, and there will be no charge if the credit card is not activated.

Most banks’ annual fee policies have not changed. Generally speaking, the annual fee for a standard credit card is around 100 yuan, while the annual fee for a gold card is usually 200 yuan or 300 yuan. The annual fee for a single-currency card is lower than the annual fee for a dual-currency card. The annual fee for a supplementary card is generally equivalent to half the annual fee for the primary card.

1. Except for CITIC Unlimited Credit Card, Air China World Credit Card, Platinum Credit Card, Magic Titanium Card, and annual fee products, these credit cards are not included and do not enjoy the annual fee preferential policy. If not activated, a fee will be charged Annual fee.

2. CITIC Bank credit card annual fee: Many people think that the annual fee is generally deducted until the end of the year. This is not the case. The annual fee cycle of a credit card is uncertain, but the annual fee collection time is calculated based on the card issuance date. It is understood that the annual fee deduction time of each bank is very short. The biggest difference is that CITIC Bank delays the card issuance date by 60 days as the annual fee collection time.

3. However, each bank’s credit card annual fee standards will vary from card to card. For example, the Pudong Development Bank standard credit card has an annual fee of 180 yuan for the main card and 90 yuan for the auxiliary card; the annual fee for the gold card is 360 yuan for the main card and 180 yuan for the auxiliary card; and the annual fee for the Shanghai Pudong Airlines co-branded card is 360 yuan; as for Pudong Development Bank The McDull series of credit cards also display the sign of “no annual fees for life”. Therefore, even if credit cards are issued by the same credit card center, the annual fee standards will be very different. Cardholders should first ask how high the "potential cost" is when applying for a credit card.

4. CITIC Bank credit cards require annual fees, and the charging standards are as follows:

1) Standard card: The main card is generally 100 yuan, and the supplementary card is generally 50 yuan.

2) Gold Card: The annual fee is RMB 300 for dual-currency card and RMB 200 for RMB single-currency card; RMB 150 for dual-currency supplementary card and RMB 100 for RMB single-currency supplementary card.

3) Platinum Credit Card: The annual fee for the main card of the premium card is 2,000 yuan, and the annual fee for the supplementary card of the premium card is 1,000 yuan; the annual fee for the main card of the elite card is 480 yuan, and the annual fee for the supplementary card of the elite card is 240 yuan.

That’s it for the introduction of how to charge CITIC credit card.