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Why does the state prohibit banks from handling credit cards for college students?
Because students have no financial resources, in the past, the concept of consumption was too advanced due to spamming cards, and it was difficult to recover the arrears, especially after graduation.

It is estimated that lifting the ban is hopeless in the short term.

If you really need it, you can ask your parents to get you a supplementary card first. After you have held the card for a certain period of time and accumulated good credit, you can apply for a credit card independently, and the approval rate for handling the card is also very high. Generally speaking, it takes at least half a year to apply for a card.