1 If the cardholder has applied for online banking shield, he or she can log in to China Construction Bank online banking to adjust the transfer limit. Log in to China Construction Bank Online Banking and click "Transfer and Remittance" - "Quick Transfer Settings" at the top of the page to modify the single transaction limit and daily cumulative limit. The transfer limit can be adjusted up to 5 million yuan. Note: CCB Mobile Banking cannot directly modify the transfer limit. Please refer to the page for the actual adjustable limit.
2 If the cardholder does not have an online banking shield, the default single transaction limit and daily cumulative limit for online banking and mobile banking are 5,000 yuan, which can only be modified within the limit and cannot be increased. If necessary, cardholders can bring their ID cards and bank cards to a CCB outlet to sign a contract and activate relevant services. After activation, the transfer limit can be adjusted.
The main business of China Construction Bank
China Construction Bank provides credit loans, resident savings deposits, foreign exchange business, credit card business, as well as policy housing reform finance and personal housing mortgage loans and other businesses. .
Personal housing loan business
Personal housing loan business refers to loans issued by China Construction Bank or China Construction Bank upon entrustment to natural persons who purchase, build, and overhaul various types of houses in cities and towns within the country. China Construction Bank's personal housing loan business mainly includes self-operated personal housing loans, that is, personal housing mortgage loans (including personal first-hand housing loans, personal re-trade loan housing loans, that is, second-hand housing loans, personal commercial housing loans, personal housing mortgage loans, etc.) , provident fund personal housing loans and personal housing portfolio loans.
Credit Card Business
As one of the earliest state-owned banks in China to issue credit cards, China Construction Bank already has many credit card types.
CCB Credit Card
The credit cards that China Construction Bank has issued are all named "Dragon Card". The types of Dragon Cards that have been publicly issued include: Dragon Card Prestigious School Card, Dragon Card Business Card, Dragon Card Car Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, CCB VISA Ming Card, eLong Changxing Dragon Card, Mango Travel Dragon Card, Dragon Card (Master Cup) Tennis Card.
Silver Star International Money Transfer
CCB Silver Star International Money Transfer Service is a personal international money transfer business jointly launched by China Construction Bank and Silver Star International Money Transfer Company. The customer entrusts Silver Star Express Company to handle personal overseas foreign exchange remittances or small-amount international remittances to remit personal foreign exchange funds overseas.
Bank cards refer to credit payment instruments issued to the public by approved commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposits and withdrawals, etc.
Bank cards reduce the circulation of cash and checks, allowing banking business to break through the limitations of time and space and undergo fundamental changes.
Credit cards are divided into credit cards and quasi-credit cards. A credit card refers to a credit card in which the card-issuing bank gives the cardholder a certain credit limit, and the cardholder can consume within the credit limit first and repay later. A quasi-credit card refers to a credit card in which the cardholder first deposits a certain amount of reserve fund as required by the bank. When the reserve fund is insufficient to pay, the cardholder can overdraw within the credit limit specified by the card-issuing bank.