Skills of applying for a credit card without a job:

Skill 1: If you have a family, your house must be displayed

Property ownership certificate is one of the main factors that can bring you a high success rate and a high quota.

when banks approve credit cards, they will give the applicants a score, and the score with housing is often higher than that without housing; Self-housing tends to score higher than living with parents. Therefore, if you have a real estate license in your name, you must "light up" it when you apply, and the rest is waiting for your favorite card to arrive, and it is likely to be a high credit card.

Tip 2: You must prove that you are a "good citizen"

The importance of your personal credit record is self-evident. A stain on your credit will definitely have an impact on applying for a credit card. If you have overdue for too many times, you may become a bank black account, which will make it impossible to apply for a credit card. You can't apply for provident fund loans if your credit card is overdue for more than 6 times in 2 years, and you don't have to think about applying for a credit card. Therefore, Xiao Bian suggested that everyone must maintain rational consumption and repay in full and on time to stay away from credit stains.

if it's unfortunate that there are overdue records, it's best to overwrite the old records with new records first, and it will take 2 years for the records to be overwritten.