The credit card under review can be cancelled. The method is simple, so don't worry too much. Cancellation of application will not affect individual application. After canceling the application, don't apply again in a short time.
First, apply for cancellation before handling the card.
Card friends feel that the bank's call hotline is powerful. Can you find any questions? Yes, if you submit a credit card application and don't want it for some reason, you can call the bank customer service directly and submit a card cancellation request. If someone at the credit card service center asks why, you can just say no.
In order not to lose customers easily, some bank employees are likely to lobby you with various temptations. At this time, they must be tough and the cardholder has the right to cancel the card under review.
Second, it has never been used since the card was received.
If the credit card is in your hand and you don't need to use it for a long time, please don't activate it. The card was not processed before activation. However, this situation may affect your credit. The bank will carefully consider your sincerity in handling the card next time, and will it happen that it is useless to handle the card?
Therefore, after receiving the card, you can apply to the bank dunner for returning the card. Some banks have regulations on returning cards and need to open cards for consumption. You need to call the bank staff to ask if there is such a rule.