1. Go to the bank outlet that handles credit cards, or find the staff of the credit card center of the local bank and fill out the credit card application form. The contents of the application form generally include the applicant's name, economic status or source of income, guarantor and its basic information. ;

2. Submit copies of certain certificates and vouchers to the issuing bank;

3. After the contents of the application form are truthfully filled in, relevant credit certificates shall be submitted at the same time as the application form is filled in;

The application form is accompanied by a credit card contract. The applicant authorizes the issuing bank or relevant departments to investigate its relevant information, submit a statement on the authenticity of the information, and the privacy protection policy of the issuing bank. , and must have his signature;

5. The process of handling credit cards is basically completed, waiting for the issuance of credit cards.

Extended information: credit card consumption or withdrawal. Generally, it shall not exceed the prescribed limit. The cardholder shall keep the balance in the deposit account in full for use, and allow goodwill overdraft when necessary. If the overdraft exceeds the prescribed time limit, the card issuer will cancel its credit card qualification.

If the credit card holder changes his job or address, he shall notify the card issuer in writing; If you stop using the credit card halfway, you should return the credit card to the card issuer; If a credit card is lost, it shall be reported to the card issuer, and the economic losses caused by the card issuer before accepting the loss report shall be borne by the cardholder.

Baidu Encyclopedia-Credit Card Application Form