Including pocket life, mobile banking (including PAD banking) and customer service telephone voice system, the total amount of each card per day does not exceed 5,000 yuan. Online banking (popular version, professional version) does not exceed 2000 yuan per card per day. Tips: Generally, the amount of cash withdrawal and overdraft transfer is 50% of the credit limit (100% for youth cards).

The handling fee for domestic RMB cash advance is 65,438+0% of each cash withdrawal amount, and the minimum handling fee is 65,438+00 RMB for each cash withdrawal; The handling fee for overseas cash withdrawal is 3% of each cash withdrawal amount, and the minimum charge is USD 3 or 30 yuan RMB (USD 5 or 30 yuan RMB for American Express Card-Centurion Black Gold Card and American Express Card-Centurion Platinum Card). There is no inter-bank handling fee for cash advance.

Cash borrowed in advance does not enjoy interest-free repayment. From the date of withdrawal to the date of settlement, interest will be charged at the daily rate of 0.5 ‰, and compound interest will be charged on a monthly basis. PS: The handling fee for cash advance by credit card does not generate interest.