Points for attention in writing IOUs are as follows: 1. The borrower writes the full text of the loan and signs it, without printing it.

2. The content of the loan is accurate and there is no ambiguity.

3. It is required to write down the loan time, loan purpose (the purpose should be legal, not illegal for gambling and other purposes), interest agreement and repayment period.

4. Lenders should try not to pay in cash, especially for large loans, by bank remittance, and the account name of the other party is the same as that of the borrower.

5. If the other party's credit or repayment ability is poor, you can ask for a guarantee or guarantor. Remarks: The borrower refers to the debtor, that is, the person who needs to borrow money, and the lender refers to the creditor, that is, the person who provides loans to others. In addition, if both parties need to agree on more matters, they can sign a loan contract at the same time as writing the loan note and make detailed agreements.