Question 1: How long does it take for credit card payments via WeChat to arrive? Mobile phone transfers arrive instantly;
Computer transfers arrive within 24 hours for free; paid deposits arrive within 2 hours.
A single transaction of 50,000 yuan will be received before 24:00 on the next working day after submission.
Working days do not include national holidays and weekends, and the arrival time will be postponed.
(1) For bank cards transferred to ICBC, China Merchants Bank, China Construction Bank, Agricultural Bank of China, Bank of China, Industrial Bank, Ping An, and Hangzhou Bank, use the mobile Alipay wallet and the funds will arrive within 2 hours during bank service hours. When operating on a computer, the money can only be received before 24:00 the next day.
(2) A single transfer of more than or equal to 50,000 yuan will be credited to the account before 24:00 the next day, regardless of mobile phone or computer. In case of statutory holidays or rest days, the arrival time will be postponed.
(3) Transfers to CITIC, Everbright, Ping An, China Merchants Bank, and Postal Card will arrive in your account in real time.
(4) Two-hour bank service schedule (supported banks and service hours):
Agricultural Bank of China, Bank of China: 8:00--19:00;
China Construction Bank: 6:00--20:00;
Bank of Communications: 6:00--20:30;
Industrial Bank: 1:00--22:00;
Ping An: 7:00--22:00;
China Merchants Bank, ICBC, and Bank of Hangzhou: 0:00--23:59.
Question 2: Why does the credit card repayment in WeChat prompt that the payment is submitted too quickly? Log out of WeChat and log in again, and it will be fine.
Question 3: Which is faster for credit card repayment, Alipay repayment or WeChat repayment? How long does it take to repay each loan? Which one is better? Which one is more stable and accurate? Generally, Alipay is faster and you will receive the repayment notification within 2 hours. WeChat is slower and you will receive the repayment notice on the same day. Personally I feel like Alipay. . Please accept
Question 4: In recent months, WeChat keeps prompting "You submitted it too quickly" when paying back a credit card. Why? See the screenshot for details, is this the case for you too? I’m really unhappy about the physical examination. Internet card, mobile phone card, remember to check the network, and then clear the memory
Question 5: Is it faster to repay the credit card via WeChat or the bank card? Hello! I am very happy to answer your question. If your debit card and credit card are from the same bank, the bank card will be faster. If you use WeChat from a different bank, it will be faster.
Question 6: WeChat credit card repayment reminder The submission was too fast. Please try again later. The same is true for my mobile phone. I can log in to WeChat on someone else's mobile phone and the repayment can be normal. It may be a problem with the mobile phone system.
Question 7: Credit card payments via WeChat are credited within 5 minutes. Is it really that fast? Thank you. It's almost the same. Basically, the money can be received within half an hour.
WeChat Credit Card Repayment is a life application created by the Tenpay team, which can easily realize credit card repayment across banks and regions. Currently, debit cards (not credit cards) and change bound to WeChat Pay are supported to repay the added credit card.
1. Log in to the WeChat client and enter "Wallet" => Click "Credit Card Repayment";
2. Select the credit card to be repaid or add a credit card => Enter the repayment Amount, click "Repay Now"
3. Enter the WeChat payment password => Payment is successful, click "Complete";
4. The page will display the estimated arrival time.
Question 8: Is WeChat’s credit card repayment easy to use? It all depends on Zixi. WeChat and Alipay credit cards are relatively convenient. They all charge handling fees and can be easily transferred to China. Let me give you a detailed analysis: Analysis of cooperative banks In fact, WeChat and Alipay I use these payment methods and all banks allow cooperation with credit card bank information. Alipay supports banks: China Construction Bank, China Merchants Bank, Pudong Development Bank, Industrial and Commercial Bank of China, Industrial Bank, Hua Xia Bank, China Guangfa Bank, Shenzhen Development Bank, There are four banks that support WeChat payment: People's Bank of China, CITIC Bank, CEB, Hengfeng Bank, Zheshang Bank, Standard Chartered Bank and some regional banks: Currently, two banks issue credit cards through WeChat: CITIC Bank, Bank of China, China National Bank of China, Ping An Bank, Agricultural Bank of China, Industrial Bank, China Construction Bank, Industrial and Commercial Bank of China and other banks look at the comparison of Alipay payment banks. In fact, the major banks include both credit card payment accounts and there is no special difference. Analysis of Alipay payment accounts is generally instant. , account, account specific needs, payment inquiry progress prompt: credit card payment credit limit will be restored soon. Bank statements are generally delayed for one to two days. If you have any questions, please contact the bank to confirm the WeChat payment account. The difference between the bank and the bank supports real accounts: Xinxin Bank, Ping An Bank , Industrial Bank, Agricultural Bank of China, China National Bank of China, Guangdong Bank, Shanghai Pudong Development Bank, Bank of Ningbo 2. Support three 0-hour accounts: Bank of China, Bank of Beijing, Bank of China, Bank of Jiangsu, Bank of Hankou, Bank of Nanjing, Bank of Hangzhou, Hainan Commercial Bank , Guangzhou Bank, Postal Savings Bank
Question 9: Is there any handling fee for repaying a credit card via WeChat? Repaying a credit card does not occupy the free quota and does not require payment of handling fees.
Credit card repayment methods:
1. Automatic repayment
1. When applying for a credit card, the applicant selects "Automatic repayment" and provide the card number or account number of your debit card, current savings account or current savings account. After the credit card is successfully opened, if there is no abnormality in the account, automatic repayment can be completed before the due payment date.
2. If you do not select "automatic repayment" when applying for a credit card, after the credit card is successfully opened, you can contact the bank's customer service staff or counter to handle self-service repayment, or you can automatically set up automatic repayment through the Internet. payment service.
2. Active repayment
1. Online bank transfer: Use the debit card of another bank to repay the CCB credit card through the "inter-bank collection and payment" service of the online bank of the account opening bank. Or repay directly using CCB savings card.
2. Mobile banking transfer: Immediate repayment through the CCB mobile client.
3. Bank self-service terminal repayment: At CCB’s self-service terminal repayment service machine, you can use a debit card at a 24-hour deposit and withdrawal machine (CDM) or automatic teller machine (ATM). Wait for the self-service equipment to transfer funds to the credit card for repayment; you can also use cash self-service repayment through the integrated deposit and withdrawal machine (CDM). If you forget to bring the credit card that needs to be repaid when repaying, you can enter the credit card number manually through "cardless deposit" Easy repayment.
4. Over-the-counter repayment: You can make cash repayment at the counter of a China Construction Bank outlet or transfer repayment to a credit card account through your CCB debit card, current all-in-one or current savings account, etc. ; You can also make inter-bank repayment through the counters of other banks. Please consult the transferring bank for the specific charging standards for inter-bank counter repayments. After the repayment is successfully credited, CCB will send a text message notification.
5. Repayment from cooperative institutions:
Alipay: You can log in to Alipay and select the "Credit Card Repayment" business, and use payment methods such as debit card quick payment, debit card online banking, debit card cartoon, etc. Transfer funds from savings accounts in other banks to Bank of China credit card accounts for free for repayment.
Tenpay: You can log in to Tenpay and select the "Credit Card Repayment" business, and use online banking, quick payment and other payment methods to transfer repayment to the Bank of China credit card account for free through other banks' savings accounts.
Question 10: Is it better to use Alipay or WeChat for credit card repayments? It all depends on your preference. Both WeChat and Alipay are more convenient for paying off credit cards, and the funds are received in real time without any handling fees.
Let me turn to the detailed analysis online for you to see:
Analysis from cooperative banks
In fact, WeChat and Alipay are some of our methods of payment, but not all banks It is allowed. The following is the bank information for credit card repayment that the two cooperate with.
The repayment banks supported by Alipay are:
China Construction Bank, China Merchants Bank, Pudong Development Bank, Industrial and Commercial Bank of China, Industrial Bank, Hua Xia Bank, China Guangfa Bank, Shenzhen Development Bank, China Minsheng Bank, CITIC Bank, China Everbright Bank, Hengfeng Bank, Zheshang Bank, Standard Chartered Bank, and some regional banks account for 41.
The repayment banks supported by WeChat are:
Currently, you can repay credit cards issued by 21 banks through WeChat, including China CITIC Bank, China Everbright Bank, China Minsheng Bank, Ping An Bank, Agricultural Bank of China, Industrial Bank, China Construction Bank, Industrial and Commercial Bank of China, etc.
So from the perspective of banks, there are more banks that accept Alipay repayments, but in fact, the major banks include both, and there is no particularly big gap.
Analysis from the arrival time of credit card repayment
Alipay repayment is generally divided into immediate arrival, same-day arrival and next-day arrival. The specific details still need to be paid at the time of repayment. Query progress.
Tips: After the credit card is successfully repaid, the credit limit will be restored immediately, but the bank statement will usually be delayed for 1-2 days. If you have any questions, please contact the bank for confirmation.
The time it takes for WeChat repayment to arrive in your account will vary depending on the bank.
1. Support real-time payment:
China CITIC Bank, Ping An Bank, Industrial Bank, Agricultural Bank of China, Minsheng Bank, China Everbright Bank, Shanghai Pudong Development Bank, Bank of Ningbo
2. Support 30-minute payment:
Bank of China, Bank of Beijing, Bank of Shanghai, Bank of Jiangsu, Bank of Hankou, Bank of Nanjing, Bank of Hangzhou, Shanghai Rural Commercial Bank, Bank of Guangzhou, Postal Savings Bank