Characteristics of China Merchants Bank's credit cards and cards

China Merchants Bank and Credit Card are credit cards with heavy spiritual significance issued by China Merchants Bank. As the design purpose of the credit card, the idea of "harmony" runs well through the card design and use of the credit card.

the card design takes "harmony" as the beauty

The word "harmony" is used to design this credit card. Among them, the design of the word "He" is divided into two parts. The word "He" on the left is similar to the word "coin", symbolizing wealth, and the word "Kou" on the right is combined with sunflower to symbolize convergence. The word "He" can be extended up, down, left and right, which represents the connection, relationship and perfect interpretation of the spiritual connotation of "being with you" of China Merchants Bank.

China Merchants Bank and Credit Card are the standards of standard cards, and the length-width ratio of credit cards is designed to meet the golden ratio, which also makes the use of credit cards more aesthetic.

Among them, the UnionPay brand is a commemorative credit card specially designed and issued by China Merchants Bank in cooperation with China UnionPay to commemorate the 6th anniversary of the founding of the People's Republic of China. The card face design has added relevant elements, and it is issued within a limited time, and the issuance time is as of December 31st, 29. The whole card is designed with "He" and "6" as the core.

The status of the card is composed of architectural elements with China characteristics, such as Huabiao, Tiantan and Shishi, which symbolize the long culture and history of China. The background is a dancing red flag, which reflects the country's warm vitality and revolution;

The "harmony" and "6" in the card go hand in hand, which means that our country has been adhering to the spirit of "harmony" and has gone through ups and downs for 6 years. Social harmony, people harmony and home peace. "Harmony" is also the spirit of China Merchants Bank. Together with China Merchants Bank, we wish the motherland the 6th birthday.

Basic functions of Harmony Card

This time, Harmony Card is issued with two brands, UnionPay and VISA, with two card levels, namely, gold card and general card, which have all the basic functions of China Merchants Bank credit card. And the credit card is a dual-currency card with RMB and USD accounts, which users can use conveniently at home and abroad.

China Merchants Bank and China Merchants Bank have a smaller age limit for applicants, which is different from the young Card of the Admissions Bank, which requires applicants to be under 3 years old. All individuals who have reached the age of 18, have full capacity for civil conduct, have a legitimate and stable source of income, and have a good credit standing can apply to the Bank's card issuers for personal and credit card master cards with their valid identity documents.

What are the functional differences between China Merchants Bank Credit Card, Hehe Card and Puka Card?

The difference between credit cards and ordinary cards (debit cards):

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards issued by banks that give cardholders a certain credit limit within which they can spend first and then repay; Quasi-credit card refers to a quasi-credit card issued by a bank, where the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. The credit card generally refers to a credit card.

debit cards are divided into transfer cards, special cards and stored-value cards according to different functions. Debit cards cannot be overdrawn.

the transfer card has the functions of transferring money, depositing and withdrawing cash and spending. A special card is a debit card used in a specific area and for special purposes (referring to uses other than department stores, restaurants and entertainment industries). It has the functions of transferring money and depositing and withdrawing cash. Stored value card is a prepaid wallet debit card in which the bank transfers funds to the card for storage according to the cardholder's requirements, and directly deducts money from the card during the transaction.

Debit

Card can be used for online or POS consumption or ATM transfer and withdrawal, and cannot be overdrawn. The amount in the card will be paid with interest according to the current deposit. When spending or withdrawing money, the funds are directly drawn from the savings account. Debit cards generally require a password (PIN) when used. Debit cards can be divided into ordinary cards, gold cards and platinum cards according to their grades; According to the scope of use, it can be divided into domestic cards and international cards.

What are the differences between China Merchants Bank's UnionPay single-currency credit card, Harmony Card and young (Youth Edition), and the withdrawal amount of service fee interest, etc. The main purpose is

Hello, YOUNG Card (Youth Edition), and * * * issues two UnionPay single-currency gold cards, namely YOUNG Card (Black) and YOUNG Card (White). The exclusive functions of this card: 1. Double points for birthday month: the main cardholder can enjoy double points (1 time for basic consumption points and 1 time for reward points) when holding the YOUNG card (Youth Edition) in the birthday month, and the upper limit of giving reward points is 2 points; 2. The first withdrawal of cash in each natural month will be reduced or exempted (subject to the entry date), and the handling fee for the excess part will be the same as that for the standard card.

1.YOUNG Card (Youth Edition) is only available to customers (non-student customers) under 3 years old (inclusive). Customers over the age of 3 who apply for YOUNG Card (Youth Edition) will be converted to apply for UnionPay standard credit card. By default, the application card type of the supplementary card is the same as that of the main card holder.

2. get the card faster! Those who graduated after 23 (inclusive) and have a bachelor degree or above recognized by the State Education Commission, and have a stable job, can apply with a copy of their ID cards and work certificates (business cards, work badges, copies of work permits or the original work certificates issued by their work units)!

UnionPay single-currency credit card:

China Merchants Bank UnionPay single-currency credit card star credit card, the favorite of China Merchants Bank fans!

1) Cash advance can be taken anywhere

2) Ten thousand merchants are excellent all over the world

3) Points are permanently valid

4) Five-fold security

You can click this link to learn.

Hehe Card:

You can click on the link to learn:

Let's stop here for the introduction of Hehe Card and Credit Card.