the annual fee of CMB credit card is ￥1 yuan/year for ordinary card and ￥3 yuan/year for gold card. The annual fee is charged once a year. If two cards or supplementary cards are applied at the same time, the annual fee for the second card or supplementary card is 1/2 of the first card. The annual fee is calculated from the issuance date of your card (the validity period under the credit card number, and the previous date is the issuance date), which is not a natural year. If you successfully apply for China Merchants Bank credit card, the annual fee for the first year will be reduced or exempted by China Merchants Bank credit card or partners, and the annual fee for the second year will be reduced or exempted by swiping the card for six times (no limit on the amount) within one full year (from the card issuance date, non-natural year), and the annual fee for the third year will be reduced or exempted by swiping the card for six times. The annual fee of a single card can be reduced or exempted for the next year if it is spent for 6 times (the amount and form are not limited). And this offer will be valid for a long time before the change notice of the new annual fee preferential policy. The number of online consumption can also be accumulated in 6 times of annual fee reduction for the following year.