Most credit cards issued by banks support the cash withdrawal function. That is, when you need money urgently, you can go directly to the bank ATM to withdraw cash. After getting the cash, deposit it in a savings card and bind it to WeChat. Then you can withdraw cash from the savings card to WeChat.
Don't use this method unless absolutely necessary. Because of the high operating costs, it is higher than bank loans. First of all, the bank's credit card withdrawal function charges a handling fee. The charges of different banks may be different. The general withdrawal fee is about 1%. Then, from the date of withdrawal, five ten thousandths of the withdrawal amount is charged as interest every day, which translates into an annual interest rate of nearly 20%. And if you don't repay in time, it will affect the credit information.
Wechat also supports credit card consumption, so the corresponding merchants can charge the money paid by credit cards. So this method must have two Wechat. A wechat a opens commercial version of wechat collection, and a wechat b opens ordinary wechat payment. It is worth noting that the opening of the commercial version requires the business license of the merchant.
In short, a credit card is a bank card for consumption. The credit line inside, if you use it for consumption and repay it on time, won't cost anything. But if you want to withdraw cash to WeChat, it is equivalent to borrowing money. The cost is still relatively expensive. Not in urgent need of money. Not recommended.
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