The bank card account in the sealed status cannot be withdrawn or processed for other businesses. You need to reactivate it before you can use it. Bank card account sealing solution: You need to bring your ID card to the card-issuing branch to apply for activation of the card, and then set a password according to the counter instructions. , sign to confirm that bank card activation has been completed.

1. How to withdraw cash from the CCB credit card decoration installment loan

Private cash withdrawals are not allowed for CCB decoration loans, because the lender needs to sign a special fund agreement when applying for a loan, clearly stipulating the decoration Funds will only be used for building renovations. When applying for a loan, China Construction Bank will directly extend the decoration funds to the account of the designated decoration company, making the special funds special and preventing the borrower from misappropriating them for other purposes. In fact, every bank now applies certain conditions to renovation loans, like other consumer loans, to ensure that the loan will not be cashed out and used for other purposes.

2. If you have a housing loan with China Construction Bank, can you still get a loan?

Lenders who have a housing loan can still get a loan, because ordinary houses can be second mortgaged. The second mortgage is more convenient than the first mortgage, and the bank will lend faster, but the interest rate is higher than the first mortgage. The requirements for the second mortgage are as follows:

1. The house used for the second mortgage must be an existing house and cannot be temporary;

2. The first mortgage registration of the property has been completed , and the handling bank is the mortgagee of the house;

3. The real estate certificate is held by the lender himself;

4. The property has a housing loan with a second mortgage amount The balance is less than 70% of the current market house price valuation;

5. The borrower is a natural person with full civil capacity, stable income and good credit;

6. The property should be developed by the market High-quality housing and commercial buildings with great potential. Although applying for a second mortgage loan effectively increases the loan limit, it must be noted that the second mortgage loan must be operated when there is a certain amount of loan space. In other words, if the first loan limit only reaches 30% of the appraised value of the mortgaged property, choosing a second mortgage loan will undoubtedly significantly increase the loan limit. Generally speaking, it is not easy to apply for a bank loan. Failure to apply may also affect the lender's credit record. Therefore, in order to obtain lower financing costs and handle large-amount bank loans conveniently and quickly, lenders generally go to professional institutions to conduct a reasonable analysis, and then choose appropriate financing methods based on the analysis.