Minsheng credit card late fee means that when the actual repayment amount of the credit card is lower than the minimum repayment amount on the due repayment date, the cardholder needs to pay late fee for the unpaid part of the minimum repayment amount. At the same time, the proportion of late payment fees is uniformly stipulated by the People's Bank of China, which is 5% of the unpaid part of the minimum repayment amount.

. The calculation formula of Minsheng Credit Card's late payment fee: late payment fee = (minimum repayment amount-paid amount on due repayment date) ×5%.

Therefore, you need to pay the overdue fine =3000*5%= 150.