Current location - Trademark Inquiry Complete Network - Overdue credit card - Can I apply for a high-limit credit card with a house purchase contract? A house purchased with a mortgage loan,
Can I apply for a high-limit credit card with a house purchase contract? A house purchased with a mortgage loan,

It is very likely that you can apply for a high-value credit card with a house purchase contract, but it does not necessarily have to be a high-value credit card. This will also depend on the area and region of the house. The following is how to apply for a credit card. For tips, please refer to:

First, usually, when applying for a credit card for the first time, the credit limit is relatively low, unless the person can provide sufficient proof of assets, such as income proof, house ownership certificate, mortgage purchase certificate, Car title certificate, bank deposit certificate or securities certificate, etc.

Second, fill in the credit card application form carefully (generally speaking, the following aspects on the application form will affect the bank’s credit evaluation score of the individual). The higher the credit score, the higher the chance of obtaining credit card approval. , the higher the limit):

1. Do you have a fixed telephone number in this city (having a fixed telephone number in this city means that your residence is stable, which will increase the bank’s credit evaluation score);

p>

2. Whether you are married (the score of married is higher than that of unmarried);

3. Whether you have a household registration in this city (the score of household registration in this city is higher than the score of household registration in other places);

4. Whether there is a house (owning a house has a higher score than not having a house, and living by yourself has a higher score than living with parents);

5. Educational level (the higher the education level, the higher the score );

6. Nature of the work unit (the more stable and well-known the work unit is, the higher the score. For example, government institutions, large state-owned enterprises, and Fortune 500 companies all have higher scores, while unknown private companies have higher scores. and small foreign companies have lower scores);

7. Position status (the higher the position, the higher the score. For example, civil servants and company managers score higher than ordinary employees. Which bank has a credit card? If If I meet these conditions, just choose a bank.