Does credit card pre-authorization require repayment? Regarding the issue of whether credit card pre-authorization requires repayment, many friends are confused. In fact, it is very simple. If you use it, you have to pay it back. No. If you use it, you don’t have to pay it back. This is not a matter of course. But what exactly is it like, how to return it, and how to check it, let Yiyi answer it for you one by one. First of all, we need to clarify the meaning of pre-authorization. Pre-authorization means that this amount can only be used for consumption here, occupying the limit of your credit card, but does not mean that the consumption has been completed. Secondly, credit card pre-authorization is only a special merchant that freezes the funds. It is used as a financial guarantee for the cardholder to stay in the hotel. It is not a real consumption. This part of the credit limit will be restored after the pre-authorization is revoked, so the credit card pre-authorization does not Repayment required. Furthermore, credit card pre-authorization means that you swipe the card once to occupy the credit limit of the credit card, and swipe the card again to unfreeze it. If you have not used this part of the funds, you do not need to repay it. If you have already used this part of the funds, you need to repay it. Finally, if you are really worried, you can check your credit card usage statement. Isn’t it clear at a glance?