1, credit card overdue savings card money will be deducted under the following circumstances:

(1) authorizes automatic deduction. If the debit agreement is signed in the third-party payment software and the automatic debit service is opened, then as long as there is money in the bound card, it can be directly deducted;

(2) Cards of the same bank. If the credit card and savings card are the same bank, it is likely that there will be a corresponding agreement written into the agreement when handling the card, so even if they are not bound to each other, it is possible to directly deduct the money;

(3) The court ruled after the bank sued.

2. Legal basis: Article 248 of the Civil Procedure Law of People's Republic of China (PRC).

If the person subjected to execution fails to perform the obligations specified in the legal document according to the execution notice, it shall report the current property situation and the property situation one year before the date of receiving the execution notice. If the person subjected to execution refuses to report or makes a false report, the people's court may, according to the seriousness of the case, impose a fine or detention on the person subjected to execution or his legal representative, the principal responsible person of the relevant unit or the person directly responsible.

2. What are the consequences of overdue repayment of credit cards?

The consequences of overdue repayment of credit cards are:

1, if the amount is relatively small, it will affect the credit record;

2. If the amount is large and malicious arrears are formed, the bank will report the case to the public security organ.