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What if the credit card is overdue for three years?
Legal analysis: You can take the initiative to get in touch with the card department of the bank card to explain his sentence, and negotiate with him only to repay the principal, with a good attitude.

Legal basis:

Article 33 of the criminal law? Types of principal punishments The types of principal punishments are as follows:

(1) control;

(2) criminal detention;

(3) Fixed-term imprisonment;

(4) life imprisonment;

(5) the death penalty.

Two. Article 34 of the Criminal Law stipulates that the types of supplementary punishment are as follows:

(1) a fine;

(2) deprivation of political rights;

(3) confiscation of property.

Additional punishment can also be applied independently.