First, work is not an obstacle to applying for a credit card. You can look at people who have credit cards around you, and you will find that many people who have no specific jobs can also apply for cards. The most direct thing is the student group, which basically has no source of income, but many banks are still willing to handle credit cards for them, and there are many discounts.

Therefore, this question should be changed to "

What are the requirements for applying for a credit card of Shanghai Pudong Development Bank?

"

What are the requirements for applying for a credit card of Shanghai Pudong Development Bank?

If you want to get a credit card, the minimum condition is that you can't have a credit stain. In particular, you can't have credit cards or loans overdue records from other banks; Secondly, you need to have certain personal assets. This asset can refer to two aspects: having a stable job or being able to provide a certain amount of real estate.

It's easy to understand having a stable job. After all, credit cards, as the name suggests, give credit limits entirely by personal credit. Because there is no mortgage guarantee, banks usually prefer to have stable income and continuous provident fund deposit records from the perspective of fund supervision and security. On the other hand, if the income is unstable, it is ok to prove your financial strength with some properties. For example, we often invite customers who apply for housing loans in our bank to apply for credit cards.

That's about it. Credit cards focus on the word credit. I hope everyone can understand this from a higher dimension.