Hello, the points accumulation rules for Postal Savings Bank credit cards are as follows:

1. Whenever the cardholder holds a valid Postal Savings Bank credit card for card consumption and installment payment, a single transaction of RMB You can get 1 point for 1 yuan, and any fraction of 1 yuan will be rounded off. Accumulated points can be used to redeem point gifts, gift certificates or related value-added services.

2. For a single purchase using a Postal Savings Bank credit card, the points generated by the transaction amount will take effect on the day after the transaction is recorded. On the birthday of the principal cardholder of the Gold Card, double points will be earned on purchases made by the principal card and supplementary cards.

3. The consumption of the main card and the supplementary card will accumulate points, and the points of the supplementary card will be merged into the name of the main card.

4. Point 5: If the original transaction amount is reduced due to consumer returns or disputes, the savings bank will reduce the corresponding points accordingly.

5. No points will be accumulated for the following transactions: real estate, car sales, wholesale, school, withholding and payment, tobacco settlement, cash advance, overpayment recovery, transfer , pre-authorization, manual adjustment, returns, disputed transactions, online payments, credit card annual fees, revolving credit interest, cash advance fees and interest, fees derived from overdue payments (such as liquidated damages, interest) and " Other handling fees stipulated in the Postal Savings Bank of China Credit Card (Personal Card) Gold Card and Regular Card Collection Agreement. Please see the attachment for specific merchant categories that do not count points.

6. Postal Savings Bank of China has the right to deduct points earned from cash-outs and forged non-genuine transactions.

7. Cardholders who have accumulated points during consumption transactions and apply for "point-by-point" single interest-free installment payment or "any point" interest-free installment payment for bills will not have their points deducted, nor will their points be deducted. Earn points and no longer accumulate points when apportioning the repayment amount each period.

8. For points earned by cardholders for participating in Postal Savings Bank credit card marketing activities, the points rules, validity period, scope of use, etc. shall be subject to the regulations of the marketing activities.

9. Cardholders can check their points status through the credit card statement sent monthly by the Postal Savings Bank to the main cardholder, credit card customer service and the Postal Savings Bank website.

I hope my answer can help you. You can also call the bank’s customer service number for consultation.