How to collect credit card payments on WeChat
If you want to receive credit card money on WeChat, you only need to use the payment QR code of "WeChat Collection Business Edition" or its related Just pay for the equipment!
To apply for the payment QR code of the WeChat payment commercial version, you only need the following five steps to complete!
Step one: prepare materials. Prepare your business license, applicant's ID card photo, receiving bank card, and store photos;
Step 2: Follow "WeChat Receiving Business Edition" and click on the menu "Start Using" - "Enter Business Edition" ”, upload the prepared materials according to the prompts;
Step 3: Sign the contract online. Within 3 working days, the public account will issue a message of whether the review has been passed. Click on the message and follow the prompts to complete the contract;
Step 4: Apply for a free collection code. Click on the message that the contract was signed successfully, click "Go to Activate", and apply for free collection code materials in the pop-up interface. WeChat official will mail them to your home!
Step 5: You can collect payment! After receiving the material package, stick it in the appropriate place, and customers can pay by credit card by scanning the QR code! You can check the payment information in real time through the "WeChat Payment Business Edition" official account, and the money received every day will be automatically withdrawn to the bank card the next day.
Warm reminder: If you need free store/clerk management, scan QR code ordering, online payment capabilities, or want to buy official QR code scanning green boxes, speakers, and face-scanning devices, you can do that too. Apply in the "WeChat Payment Business Edition" mini program.
Take iPhone13 model mobile phone, iOS14.6 system version, and 8.0.6 WeChat version as examples. The operations of different mobile phone models and versions are common.
How to set up the credit card collection function on WeChat
1. Open WeChat, search for "collection ledger", and click to enter the mini program.
2. Click on Credit Card Collection and turn on the "Enable Credit Card Collection" function. Note: If there is no opening entrance, it is recommended that you upload your business license to activate the commercial version of payment collection, and apply through More - Collection and Operation - WeChat Payment Commercial Edition in the menu bar at the bottom of the "WeChat Pay" official account.
3. Note: If there is no opening entrance, it is recommended that you upload your business license to activate the commercial version of payment collection, and go to More - Collection and Operation - WeChat Payment Commercial Edition in the menu bar at the bottom of the "WeChat Pay" official account Apply.
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1. The earliest credit card appeared at the end of the 19th century. In the 1880s, the British clothing industry developed so-called credit cards, and the tourism and business sectors followed suit. However, the cards at that time could only be used for short-term commercial credit, and the money still had to be paid as and when used. Long-term arrears were not allowed, and there was no credit line. Credit cards are generally special carrier plastic cards with a length of 85.60 mm, a width of 53.98 mm, and a thickness of 1 mm. The name of the card issuer, validity period, number, cardholder name, etc. are printed on the front, and there are chips, magnetic strips, and signature strips on the back. Cardholders can use their credit cards to shop and spend money with special entities and deposit and withdraw cash from banks.
2. It is said that one day in the 1950s, American businessman Frank McNamara was entertaining guests for a meal in a New York hotel. After the meal, he found that he had forgotten his wallet and had to call his wife. Embarrassed by the thought of bringing cash to restaurants, McNamara came up with the idea for a credit card company. In the spring of 1950, McNamara and his friend Schneider invested US$10,000 to establish the "Diners Club" in New York, the predecessor of Diners Club. Diners Club provides members with a card that can prove their identity and payment ability. Members can use the card to record their purchases at 27 designated restaurants without having to pay cash. This is the earliest credit card. This kind of credit card that does not require bank processing is a commercial credit card.
Operating environment: OPPO Find Just open the commercial version of WeChat payment collection.
For the two situations of having a merchant account or not, there are different methods for activating the commercial version of WeChat payment.
1. How to become a WeChat payment merchant without a merchant account?
(1) Application entrance for small and micro merchants (without business license):
Open WeChat on your mobile phone, click Me - Payment in the lower right corner, select... in the upper right corner, and enter payment management Click on the WeChat payment business version after the page. This entrance is only open to some users. Those who have it can apply. If not, they need to provide a business license and apply for ordinary merchants.
(2) Ordinary merchant application entrance (with business license):
Use More in the menu bar at the bottom of the WeChat payment official account, select Become a merchant, and enter the page of becoming a WeChat payment merchant After that, click Activate Now to quickly apply to become a WeChat payment commercial version merchant.
The detailed steps are as follows:
1. Submit business entity information
Submit basic information such as business license, ID card, business license and so on online, and complete according to the guidelines Account verification.
2. Submit merchant business information
If the merchant's main information is approved, the application progress message will be pushed to the applicant's WeChat account through the official account/service notification. Please submit the merchant's abbreviation online. Store photos, handling rates, settlement accounts and other business information are waiting for review by the platform.
3. Sign the agreement
The WeChat payment team will complete the review within 1-2 working days. If the review is passed, the signing message will be pushed to the applicant through the official account/service notification WeChat ID, after signing the contract online, you can open a payment merchant account and obtain transaction permissions.
In addition, after opening the payment merchant account, the merchant can also apply for the WeChat official payment code simultaneously. The detailed steps are as follows:
1. After clicking on the message of successful signing, click to activate
2. After the application is completed and the material package is received, the merchant can paste the WeChat merchant payment code Assist yourself in collecting payments where appropriate within the store.
2. How can an existing merchant account activate the WeChat payment commercial version function?
① Please log in to the merchant platform (pay.weixin.qq.com) on the computer, click and enter the product center, find and click on the WeChat payment commercial version under the product list, enter the page and select Apply Activation, apply to activate the WeChat payment commercial version function.
Afterwards, you can open the WeChat payment commercial version applet on your mobile phone to add stores, clerks, obtain payment QR codes, view payment records and other functions.
Take iPhone12 model mobile phone, iOS14.6 system version, and 8.0.6 WeChat version as examples. The operations of different mobile phone models and versions are common.
How to collect credit card money with WeChat
Follow the following steps, WeChat can collect credit card limit: Open WeChat (version 8.0.16) in iPhone13 iOS15.0 version, follow WeChat Pay the official account. In the WeChat Pay official account, click More Help in the lower right corner, then click "Become a Merchant", and finally click Activate Now. On the "Become a Merchant" page, users will see official account payment, scan code payment, APP payment, and card payment. If the user needs to activate the credit card payment function, he or she needs to follow the card payment process.
Materials required for individual industrial and commercial households to access card payment:
1. Scanned copy or digital photo of color business license.
2. Public bank account or legal person’s private account (including account opening bank, province and city information, account number).
3. Legal person ID card (color scan or digital photo).
Materials required for party and government agencies, public institutions, private enterprises, social groups, and foundations to access card payment:
1. Scanned copy or digital photo of a color business license.
2. Organization code certificate (color scan or digital photo, if you have three certificates in one, you do not need to provide it).
The payment channel behind each credit card repayment will have handling fees. Tencent's Tenpay has been providing users with a free user experience through handling fee subsidies.
In recent years, with the rapid development of credit card repayment business, channel fee costs have also increased rapidly. In order to properly balance costs and sustainable development, business rules have been adjusted.
Receipt refers to the accounting voucher used to record cash in stock and bank deposit receipt business. The receipt voucher is filled in based on the original vouchers related to cash in stock and bank deposit income business. It is a registered inventory The basis for cash journals, bank deposit journals, and relevant detailed ledgers and general ledgers are also the basis for cashiers to collect funds.
The WeChat credit card collection limit has the following situations:
1. The single daily limit for WeChat payment users using face-to-face collection to pay the payee is 15,000 yuan. The collection limit is 50,000 yuan.
2. The payment limit for users who have not added a bank card in mainland China is 1,000 yuan per day and 500 yuan per month. The collection limit is RMB 500 per transaction per day, and the cumulative collection limit per month is RMB 5,000.
This concludes the introduction to WeChat payment credit cards and WeChat payment credit card limits. Have you found the information you need?