1. First, if you want to apply for a credit card on your mobile phone, you need to log in to mobile banking, select the credit card page, find the credit card product you want to apply for, and submit a credit card application.

2. Secondly, by scanning the QR code of the bank credit card specialist, enter the credit card application page, and submit the application after perfecting the personal information on the page.

3. Finally, wait for data review. After the audit is successful, the credit card can be issued and mailed, and it can be processed.