For the sake of customer data security, it is recommended that you apply through the channels provided by the bank. The most important requirements for applying for a China Merchants Bank credit card are that you are between 18 and 60 years old (25 to 60 years old for foreigners), have certain financial capabilities and have a good credit record. The result of credit card application shall be subject to actual review by our bank.
The necessary application documents are copies of identity certificates and employment certification documents. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and determine your credit limit. If you meet the application conditions for a China Merchants Bank credit card, you can try to apply for a China Merchants Bank credit card through the following methods:
1. Online application: Please open the official credit card website of our bank and select "Apply for Credit Card" - "New Customer" from the horizontal menu "Apply", select the card type you like and follow the prompts;
2. Please bring your original identity certificate, work certificate and financial certificate documents to any branch of China Merchants Bank to apply in person.
3. You can add "China Merchants Bank Credit Card Center" as a friend through WeChat and click "I want to apply for a card" to apply.
4. Call our credit card customer service hotline, select "3#" in the voice message to apply for credit card consultation, then select "1" to transfer the service specialist to register you, and notify our local staff to contact you Confirm the application. The result of credit card application shall be subject to actual review by our bank.
Extended information:
Advantages and Disadvantages of applying for a credit card online
The biggest advantage of applying for a credit card online is that it is convenient and fast. The procedure for applying for a credit card online is simple and basically hassle-free. Application materials are required and you only need to fill in some basic application information.
However, precisely because the procedure for applying for a credit card online is simple and does not require the submission of application materials, there are two fatal shortcomings in applying for a credit card online. One is that the probability of being rejected is high, and the other is that the credit limit is not high. .
Many experienced card lovers know that no matter how high your income is or how good your credit is, applying for a credit card online may be rejected, and the credit limit is generally only 3K-8K. If you want to get more A large amount is very difficult.
Advantages and Disadvantages of Applying for a Card at a Bank Outlet
The biggest advantage of applying for a card at a bank outlet is that the card application rate is high and the card application limit is also larger. However, the disadvantages of applying for a card at an outlet are also obvious, that is, there are many procedures, the process is very complicated, and more application materials need to be provided.
Generally speaking, the materials required to apply for a credit card at a bank outlet include: personal identity certificate, income certificate, and employment certificate. Some banks will also require card applicants to provide proof of social security or provident fund payment. If you cannot provide these materials, the bank will not apply for a card for you.
In order to prove the difference between applying for a credit card online and applying for a credit card over the counter, the editor of Xiaoxiao Finance applied for a credit card of the same type online and at a bank branch.
As a result, the credit card applied for online was quickly issued, but the limit was only 3,000 yuan. The credit card applied at a bank branch took a long time to review and issue, but the card was successfully issued in the end. Yes, and the amount is pretty good, 15,000 yuan.
Reference: Baidu Encyclopedia - Credit Card