Although rural credit cards are issued by rural credit cooperatives, overdrafts must be repaid after consumption. Overdue repayment will also affect credit, and many people are not clear about the repayment methods of rural credit cards. Rural credit cards How to repay the loan?

It is reported that rural credit cards are essentially credit cards and have roughly the same repayment methods as credit cards issued by banks. Currently, there are the following types:

1. Repayment through credit union channels, that is, through credit union channels, Deposit the outstanding amount into the rural credit card account at self-service equipment such as social ATM machines or at the counter. This repayment method can be credited to the account in real time, and the credit will be restored immediately after the credit is credited.

2. This situation may occur in online banking, mobile banking, and ATM transfers. It should be noted that online banking and mobile banking are performed at the same time. Under normal circumstances, banks will transfer funds between banks to The repayment time is relatively short, and most banks can provide free repayment.

3. Turn on the automatic deduction service and bind a debit card to the credit card in rural areas. The debit card will be automatically deducted for repayment when it expires, but only on the repayment date every month. For deductions, you need to ensure that there is sufficient repayment amount in the debit card before the deduction date, otherwise the deduction fails and you must repay manually.

4. Repayment through third-party channels, such as UnionPay’s QuickPass APP, WeChat, Alipay, etc. The handling fees involved in repayment through different third-party channels are different. If you want to repay for free, UnionPay Cloud QuickPass APP is a good choice, as the payment is received quickly and you can also grab red envelopes.