When you say bill installment, you mean that the website doesn't provide mobile phone installment, but you can ask the bank to help you installment. However, the fee for bill installment is higher than that for merchants to launch installment payment for a certain product. If you really want to pay by installments, your credit limit must be higher than the price of your mobile phone before you can pay by installments. Secondly, there is a "JD". "COM White Strip" on JD.COM near the buy button. You can understand it with a click. Using it is actually to realize installment payment, but the handling fee is lower than your bank credit card bill installment. Recommended use.