Okay. CCB credit card has many installment services.

If the shopping mall where you buy the watch supports CCB credit card installment purchase, you can directly apply for installment when purchasing. After successful application, you only need to pay back the installment amount every month. Or buy it at CCB's Longka Mall, so you can directly choose to pay in installments when paying online, and the installment handling fee is waived.

In addition to the above two, you can also pay for installments when shopping in other places. You can apply for consumption installments or bill installments after swiping your card to purchase. Consumption installments must be applied for two days before the bill date. You can choose between 3, 6, 12, 18, and 24 installments (one installment per month). The corresponding handling fees are 0.7%, 0.6%, 0.6%, and 0.6 respectively. %, 0.6%. (Monthly handling fee = total installment amount * handling rate). Bill installment applications can be made from the day after the bill date to the due date of repayment. The minimum application amount is RMB 500, and the maximum amount does not exceed the total amount of RMB consumption in the issued bill (excluding cash withdrawals, installment payments and other transactions specified by CCB). 90%. The number of periods can be selected from 3, 6, 12, 18, and 24 periods, and the corresponding base rates are 0.75%, 0.70%, 0.60%, 0.60%, and 0.62% respectively (Note: monthly handling fee = total installment amount * handling fee The rate will be recorded and charged on each billing date after the installment. )