The number of installments, the principal payable in each installment, and the installment fee of Xingye.

(1) The number of installments that cardholders can apply for is 3, 6, 12, 18, 24 and 36 (one month for each installment).

(2) The repayable principal of each period is equal to the total principal of each period divided by the number of periods, accurate to the minute, distributed on the first billing date after each period, and recorded in installments on the billing date of each period.

(3) There are two ways to collect the installment fee: one-time charge and installment charge. The installment fee is equal to the total amount of installment principal multiplied by the installment rate, which is included in each installment on the billing date after installment, and the one-time installment fee is equal to the total amount of installment principal multiplied by the installment rate, which is included in one-time on the first billing date after installment.

(4) The installment fee rate for each installment is as follows:

Note: The charging standard of US dollar consumption installment business is the same as that of RMB consumption installment business.

(5) The principal payable for each installment and the installment fee will be fully included in the minimum repayment amount.