The difference between a bank's debit card and a credit card: \x0d\ A credit card can have a certain overdraft limit, but there is no interest on the deposit. \x0d\ Debit cards have no limit and can only be used for deposit consumption, but the deposit interest is calculated according to the current demand. \x0d\\x0d\ (1) Introduction to credit cards: \x0d\ Credit cards are debit cards and quasi-credit cards. \ x0d \ x0d \ credit card refers to the credit card that the issuing bank gives the cardholder a certain credit line, within which the cardholder can spend first and then repay. \ x0d \ x0d \ quasi-credit card refers to a credit card in which the cardholder deposits a certain amount of reserve fund according to the requirements of the bank, and when the reserve fund is insufficient to pay, it can be overdrawn within the credit limit stipulated by the issuing bank. \x0d\\x0d\ (II) Introduction to Debit Card: \x0d\ Debit card refers to a bank card with no overdraft function after deposit. According to their different functions, it can be divided into debit cards (including savings cards), special cards and stored-value cards. \ x0d \ x0d \ debit card is a kind of credit tool with the functions of transfer settlement, cash deposit and withdrawal, shopping and consumption. Debit cards cannot be overdrawn. The transfer card has the functions of transfer, cash deposit and withdrawal and consumption. \ x0d \ x0d \ special card is a debit card used for special purposes (except department stores, restaurants and entertainment industries) in a specific area, with the functions of transferring money and depositing and withdrawing cash. Stored value card is a prepaid wallet debit card in which the bank transfers funds to the card for storage according to the cardholder's requirements, and directly deducts money from the card during the transaction.