Why do you need to sign on the back of a credit card? After reading this, you will definitely rush to sign...

After receiving the credit card, many cardholders will see in the card issuance notice "This card is for personal use only. Please sign in the signature field on the back of the card." Signature" prompt. However, a considerable number of cardholders do not take this prompt seriously, thinking that as long as they set a password for their credit card, it does not matter whether they sign or not. So, is this really the case? After reading the introduction to the importance of signing on the back of a credit card, you will probably immediately take out your own credit card and sign on the back.

Why do you need to sign on the back of a credit card?

As far as we know, the back of the credit card is the guarantee of consumption security. It is as important as the password. It mainly has the following three functions:

1. Influence overseas consumption:

Although credit cards without a signature on the back can be used in China, this is not possible abroad. You should know that when using credit cards abroad, you do not need to verify the password, and the security depends on the signature. Therefore, if the cardholder does not perform a back signature, it will affect his normal consumption abroad.

2. Reduce the risk of credit card theft

Credit card endorsements can also reduce the chance of card theft. As we all know, if some credit cards are set up for signature consumption and no password is set, it will be easy for others to steal your credit card.

However, the cashier must carefully check the signature when swiping the card to make a purchase. If the signature does not match the back signature, the purchase must be cancelled. Otherwise, if the cashier settles without checking the signature, then you If your credit card is stolen, the loss will be borne by the merchant. And if your credit card is not endorsed, then sorry, you will be responsible for the loss if your credit card is stolen.

3. The card swallowed by the ATM can be retrieved with the signature

Many cardholders often encounter this situation. When withdrawing cash or depositing money at an ATM machine, if the password is entered incorrectly, It is easy to get stuck after 3 times. And if you cannot provide proof that the card is yours, it will be very difficult to get the swallowed card back.

But if your credit card has a back signature, you can also check the credit card back signature with the signature on the bank register. If the number can be matched, you can also get the swallowed card back.

After reading this, do you still think it is unnecessary to endorse a credit card? So, how do you sign the signature on the back of a credit card?

1. After getting the card, use a ballpoint pen or gel pen to sign in the signature column on the back of the card as soon as possible;

2. When signing, the font should be the same as The usual signature is the same, but don't be too neat to avoid being imitated by others.

3. Do not make any alterations after signing, otherwise the signature will be invalid.

Do credit cards have signature strips? Does a credit card have to have a signature?

1. There must be a signature strip on the back of the credit card. This signature is equally important as the password.

2. For consumers, although credit cards are set with passwords, as the number of credit card uses increases, the risk of password leakage increases accordingly. After the credit card and password are lost, check the password behind the credit card. The signature becomes the last barrier to protect the security of the card owner's credit card.

3. If the cashier finds that the signature does not match the signature on the credit card during the signature verification process, the cashier has the right to cancel the purchase and refuse to sell the goods, which can avoid losses to the owner to a certain extent. .

4. Bankers remind cardholders that when applying for a credit card, they should sign a more personalized name, preferably a signature that is difficult to imitate. At the same time, consumers should never set their passwords to numbers that are easy to guess, such as birthdays.

5. In addition, you should develop the habit of retaining transaction documents to facilitate reconciliation and provide them to the bank for investigation when problems occur. It is also best to memorize the bank phone number in case the card is lost or stolen. Call immediately to report the loss.

Does the signature strip on the back of the credit card have to be signed?

The back of the credit card must be signed. This signature is equally important as the password.

For consumers, although credit cards have passwords, as the number of credit card uses increases, the risk of password leakage also increases. After the credit card and password are lost, checking the signature on the back of the credit card becomes the last barrier to protect the cardholder's credit card security.

If the cashier finds that the signature does not match the signature on the credit card during the signature verification process, he has the right to cancel the purchase and refuse to sell the goods, which to a certain extent avoids the loss of the owner of the goods.

Bankers remind cardholders that when applying for a credit card, they should sign a more personalized name, preferably a signature that is difficult to imitate. At the same time, consumers should not set passwords to easily testable numbers such as birthdays.

In addition, you should develop the habit of retaining transaction documents to facilitate reconciliation. When problems arise, provide bank investigation. It is best to remember the bank phone number. If you find that the card is lost or stolen, call and report the loss immediately. .

What does it mean to ask for a signature on the back of a credit card?

The signature on the back of a credit card is as important as the password. It is a guarantee of consumer safety.

Bank staff said that the signature on the back of the credit card is a guarantee of consumer safety and is as important as the password. Different from China, when using credit cards abroad, you do not need to verify the password, it depends entirely on the signature. Therefore, if the cardholder fails to endorse the card, it will affect his normal consumption abroad.

The card that has been swallowed by the ATM can be retrieved with the signature on the back of the credit card.

When a cardholder withdraws money from a bank ATM machine, if there is a problem with the machine and the card is swallowed, the bank staff can also verify the identity of the owner through the signature on the back of the bank card and the registration book. Check your signature and use it as a basis to handle card refund and other services.

If the signature on the back of the credit card does not match, the store can refuse to sell the goods.

When swiping a card for consumption, if the cashier finds that the signature does not match the signature on the credit card during the signature verification process, the cashier has the right to cancel the purchase and refuse to sell the goods. Don’t think this is a fantasy, because the risk of fraud caused by settlement without verifying the signature will be borne by the merchant, and if the credit card is stolen without a signature, the responsibility lies with the cardholder.

So the signature on the back of a credit card is very important, but many people tend to ignore its importance. Regarding the signature on the back, you need to pay attention to the following two points:

For the signature on the back of the credit card, it is best to keep the font consistent with your usual signature. Try to avoid too neat fonts, otherwise it will be easy to be imitated.

The credit card signature cannot be altered, otherwise the signature will be invalid. If you accidentally sign the wrong card, you can apply to the bank to create a new card. In addition, it is best to use a ballpoint pen when signing. Wait for the pen and ink to dry before putting the card back into the wallet to prevent the signature from being blurred.

This ends the introduction on why credit cards require signatures and why credit cards require signatures. Have you found the information you need?