Credit card overdrafts do not enjoy the interest-free period, and interest will be calculated on a daily basis and compound interest on a monthly basis from the date of entry. The upper limit of daily interest rate is five ten thousandths, and the lower limit is 0.7 times of five ten thousandths (the upper limit of annualized interest rate is 18.25%, and the lower limit is 0.7 times of 18.25%, that is, 12.775%, and the conversion formula is annual interest rate = daily interest rate *365). Without special notice, the daily interest rate standard defaults to five ten thousandths. CCB has the right to adjust the credit card interest rate standard according to the interest rate policy of the People's Bank of China, and notify customers.

(In case of business changes, please refer to the actual situation. )