Credit card usage should be increased, repayments on time, loan records should be improved, credit records should be diversified, and credit card limits should be increased. The specific contents are as follows:
1. Increase the usage rate of credit cards: The more times you use your credit card and the higher the amount you use each time, the more likely you are to get a good credit rating, thereby increasing your Sesame score.
2. Repay on time: Do not default on credit cards or loans, and repay on time every month. This is one of the key factors to improve your Sesame score.
3. Improve your loan record: Having a good loan record is one of the necessary conditions for improving your Sesame score. If you can repay your loan on time and do not overdraw, it will be more helpful to improve your Sesame score.
4. Diversified credit records: Don’t have just one credit record. Good performance in multiple credit records will improve your Sesame score.
5. Increase your credit card limit: Having a sufficient credit limit can better meet your life and work needs, and can also increase your sesame points.