Credit card cash installment will not be credited. Cash installment is to convert part of the credit card amount into cash and then transfer it to the applicant's savings card. Credit information records the usage of the credit card limit of the user, and the cash installment will not be listed separately, so it will not be used for credit information. Credit card is a non-cash transaction payment method. Cardholders can make consumption payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. Credit card records the relevant information of the cardholder's account, has the functions of bank credit limit and overdraft, and provides relevant banking services for the cardholder. Card issuers and cardholders can independently negotiate to determine the credit card overdraft interest rate, cancel the upper and lower limit management of credit card overdraft interest rate, and do not need to pay cash when credit card transactions, and make repayment on the billing date.