The Regulations on the Management of Housing Provident Fund has corresponding provisions:

Twenty-sixth workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses.

The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities.

Extended data:

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Relevant laws and regulations of Regulations on Housing Provident Fund Management:

Article 37 Where the employee terminates or terminates the labor relationship with the original unit, the original unit shall, within 30 days from the date of termination or termination of the labor relationship, apply to the management center and the entrusted bank for the alteration, sealing or transfer registration of the employee housing provident fund account.

Units shall, before June 30th of each year, calculate the deposit amount of individual employees and units' housing provident fund according to the specified proportion of housing provident fund deposit and the average monthly salary of employees in the previous year, and report to the management center for review, as the basis for the monthly deposit amount of housing provident fund in the next year.

Article 38? The amount of housing provident fund paid by units and employees shall not be lower than or higher than the relevant provisions of the state. The housing provident fund paid by individual employees shall be withheld and remitted from their wages by their units every month.

Baidu Encyclopedia-Regulations on the Management of Housing Provident Fund