Any repayment after the due date is considered overdue, whether it is full repayment or minimum repayment.

According to the query on Xicai.com, credit cards generally have a grace period set after the repayment date, which is usually three days. If the payment is made within the grace period, it is deemed to be paid on time and the credit card is not considered overdue. However, if the credit card is overdue for more than 3 days, even if the minimum payment is paid, the credit card is considered overdue, because any repayment after it is overdue, whether it is the full payment or the minimum payment, is considered overdue.