If the credit card is repaid in full and on time according to the bill amount after installment, no installment interest will be charged, only installment handling fee will be charged.

There are three bills, six bills, nine bills, 12 bills, 18 bills and 24 bills. There are two ways to collect bills:

1. One-time installment rate: the corresponding rates are 2.9%, 4.9%, 6.9%, 9%, 13.6% and 18% respectively, and the handling fee is deducted at one time.

2. Pay the installment rate by equal monthly installments: the corresponding rates for each installment are 0.95%, 0.84%, 0.82%, 0.80%, 0.87% and 0.90% respectively, and the handling fee will be charged by installments.