Cash withdrawal is one of the basic functions of credit cards. Many people use credit cards to withdraw cash when they are in urgent need of++,but they often encounter the situation that they can't withdraw money from their cards, which may be caused by the following reasons:

1. Incorrect cash withdrawal password:

Credit cards need to be cashed out with the transaction password. If the transaction password is not set, or the entered transaction password is wrong, it is impossible to withdraw cash. Especially if you enter the wrong password three times in a row, the credit card will be locked. If you forget the transaction password, you need to bring your valid ID and credit card to the bank outlet to reset it.

2. Abnormal credit card status:

If the credit card is blocked, frozen or stopped by the bank, it is definitely impossible to withdraw cash. Not only that, but even credit card consumption can't be done. Only the repayment function is normal. You need to call the bank to get your credit card back to normal. If it cannot be recovered, it is recommended to cancel the card after paying off the debt.

3. Insufficient cash withdrawal:

There are two kinds of quotas, one is the total withdrawal amount, which does not exceed 50% of the available quota; One is the withdrawal limit. Each bank has set a single withdrawal limit and a single withdrawal limit for credit cards. If you are not clear, you can call the service hotline of the issuing bank to consult customer service.

4. Withdrawal equipment failure:

If you withdraw cash from ATM and other self-service devices, once the ATM breaks down and you can't access the system, you can't withdraw cash. You can try another ATM or take a credit card to the counter to withdraw cash manually.

In short, the credit card password is wrong, the card status is abnormal, and the withdrawal amount is insufficient, all of which are the reasons why the credit card cannot be withdrawn. You can find the reason and the solution to the demand according to the above introduction. Finally, I would like to remind you that credit card withdrawals are all paid off in one lump sum, so it is best to measure your repayment ability before withdrawing cash to avoid overdue.

What are the reasons why credit cards cannot be withdrawn?

Credit cards bring a lot of convenience to people's lives. Under normal circumstances, you can get cash by swiping your card and withdrawing cash. But many friends' credit cards can't be withdrawn. What are the reasons why credit cards cannot be withdrawn?

credit card

1, abnormal credit card status: Many cardholders fail to withdraw cash because of abnormal credit card status, such as being stopped, frozen or sealed by the bank. In this case, the card can not be used, not only can not be withdrawn, but also the credit card can not be swiped. You need to contact the bank to resume the use of credit cards.

2. Damaged credit card: Most credit card withdrawals are to insert the card into the ATM machine. If the credit card is worn and degaussed, it is impossible to read the credit card information at ATM, so it is naturally impossible to withdraw money. If you swipe your card on a POS machine, you can't swipe it. This requires changing the way of swiping the card, such as tying the card on the third-party payment platform, scanning the code to pay, or paying by flash.

3. Insufficient credit card withdrawal amount: the credit card withdrawal amount is not equal to the available amount, and it can generally be withdrawn within 50% of the credit card amount. If the withdrawal amount is used up or the bank withdraws the withdrawal amount, it cannot be withdrawn. However, if the credit card still has the available amount and the card status is normal, you can swipe your card.

The above is the introduction of the reasons why credit cards can't be cashed out, hoping to give you some reference.

Credit card limit and why not withdraw cash?

Due to the limit, the credit card cannot be withdrawn:

1. Insufficient cash withdrawal:

Every credit card has a certain withdrawal amount, and most credit cards only have a withdrawal amount of 50% of the credit line.

2. Abnormal card status:

For example, if the card is frozen by the bank, the cash withdrawal operation can only be carried out after the card is thawed and returned to normal state.

3. System failure or ATM failure:

Such as system upgrade, or ATM machine failure.

Credit card customers will pay a certain fee to withdraw the overpaid funds when repaying the overpaid funds or the funds deposited in the credit card account. This money can increase the limit of available credit cards, or be directly used for consumer repayment.

If the credit card has overpayment, the overpayment shall be deducted first, and then the credit line shall be deducted. If the overpayment is greater than the consumption amount, there will be no overdraft. Overpayment is interest-free.

Credit card is a credit certificate issued by commercial banks or credit card companies to qualified consumers.

The form of credit card is a card with the name of the issuing bank, expiration date, number and cardholder's name printed on the front. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.

The role of credit cards:

1. It is convenient for people's life and saves the trouble of carrying cash. And there are no geographical restrictions on using credit cards. Whenever you swipe your card anywhere in China, you can swipe it as long as you have the UnionPay logo, and there is no handling fee;

2. Be able to participate in various discount activities in cooperation between merchants and banks;

3. The points earned by credit card spending can be exchanged for gifts;

4. Timely repayment after swiping the card will enhance the credibility of personal banks.

The purpose of the credit card:

1. Shopping consumption.

2. Microfinance.

Save money.

4. Shopping saves money.

5. Value-added services of credit cards to obtain cheap insurance and travel.

6. Credit certificate.

Credit card withdrawal methods are:

1. Cash withdrawal at the counter:

Cardholders can take their credit cards to any bank counter, apply to the staff for cash withdrawal, and then enter the cash withdrawal password with their help to withdraw cash.

2. Cash withdrawal by tying the card:

The cardholder can bind the credit card with a peer savings card in the online banking of the credit card, then transfer the credit line to the savings card, and then use the savings card for consumption, which is also called cash withdrawal.

3.ATM withdrawal:

Insert the credit card into the ATM, enter the payment password of the credit card, select cash withdrawal, then enter the cash withdrawal amount, and finally confirm.

Credit card repayment methods are:

1, ATM repayment. Cardholders can go to the ATM of the bank to make a card deposit, and depositing money in the credit card means paying back the money.

2. Mobile banking repayment. All major banks have mobile banking software, which can be installed on mobile phones to repay credit cards.

3. AliPay repayment. Alipay has a credit card repayment function. Click "Credit Card Repayment" on the homepage, and you can repay after binding the credit card.

4. wechat repayment. There is a credit card repayment function on WeChat. Click "Me"-"Pay" to see the "Credit Card Repayment" function.

5. Repay at the bank counter. Cardholders can go to bank outlets with credit cards, ID cards and cash, and handle credit card repayment business at the counter.

Why can't I withdraw my credit card?

The credit card cannot be withdrawn because it exceeds the withdrawal limit or its credit status is poor. These are two main reasons. Users must pay attention to the daily withdrawal limit and timely repayment when using credit cards. The following explains the specific reasons why credit cards cannot be withdrawn:

First, if the cash withdrawal limit of credit cards is exceeded, some credit cards will advance cash in full, while others can only withdraw half. If you exceed the withdrawal limit, you can't succeed.

Second, the user has not opened the credit card cash withdrawal function, and some bank cards need to open the cash withdrawal function to carry out normal cash withdrawal operations.

Third, the credit card status is abnormal. If the credit card is controlled by the wind, frozen or not repaid in time, resulting in poor credit status, it is impossible to withdraw cash.

Fourth, if the withdrawal amount exceeds the same day, the withdrawal amount of each credit card on the same day is fixed, and users cannot ask for it indefinitely. If the withdrawal amount exceeds the upper limit of the day, it will take the next day to withdraw money.

Fifth, there is something wrong with your credit card, such as the degaussing of the credit card and the damage of the card, which makes it impossible to handle the cash withdrawal business. If the credit card has sufficient withdrawal amount, it can be withdrawn at any time.

Credit card is a non-cash transaction payment method and a simple credit service. Credit cards are generally plastic cards with a length of 85.60 mm, a width of 53.98 mm and a thickness of 65,438+0 mm, which are issued to cardholders by banks or credit card companies according to users' credit and financial resources. Cardholders do not need to pay cash when using credit cards, and make repayment on the checkout date. Except for some credit cards combined with financial cards, credit cards are different from debit cards and ATM cards, and credit cards will not directly deduct money from users' accounts.

① Credit card is one of the fastest-growing financial services, and it can replace the traditional cash circulation in a certain range;

② Credit cards have both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers;

Credit card is a high-tech product integrating financial business and computer technology.

Credit card can reduce the use of cash and currency;

⑤ Credit card can provide settlement service, which is convenient for shopping and consumption and enhances the sense of security;

⑥ Credit card can simplify the collection procedures and save social labor;

⑦ Credit cards can promote commodity sales and++social demand.

So much for the introduction of why credit cards can't be withdrawn.