After the credit card (debit card) is paid off, as long as the bank confirms that the user has paid off all the credit card (debit card) debts, the user can apply for cancellation of the credit card (debit card) at that time. After the credit card (debit card) is paid off, the bank will accept the user's application for account cancellation, and then the user will have to wait for 45 days. Be careful not to generate any fees within 45 days, and then the user will be successfully logged off on the 46th day.

In addition, after the credit card (debit card) is successfully cancelled, users should pay attention to cutting the card and completely destroy the cancelled card to ensure that personal identity information is not leaked.