The Agricultural Bank of China will determine the limit based on the credit card level applied by the applicant, combined with the applicant's credit conditions, and a comprehensive score. The platinum credit card limit is generally more than 50,000 yuan.

The Agricultural Bank of China Credit Card’s Beautiful Upgraded Mom Card is a credit card product focusing on parent-child themes, specially customized for fashionable mothers. Currently, there are Agricultural Bank of China’s Beautiful Upgraded Mom’s Credit Cards (including UnionPay Gold Card, UnionPay Platinum Card and Visa Platinum Card ) and Meili Upgrade Mom Credit Card Family Edition (UnionPay logo, with Big Head Diving Edition and Big Head Nostalgic Edition); UnionPay Platinum Card annual fee is 160/year for the main card, 80/year for supplementary card, UnionPay Platinum Credit Card new Card users will be exempted from annual fees in the first year, and will be exempted from annual fees in the following years by swiping the card 12 times.

Exclusive benefits of Beautiful Upgraded Mom’s UnionPay Platinum Card:

1. You can enjoy 2-hour parking or 48-hour parking service for 1 yuan at airports in 28 cities across the country ;

2. 12.0% discount on dining at designated restaurants of Hyatt Hotel Group in Greater China;

3. Global DFS VIP privileges;

4. Yio Lai Shopping comes with 5 hours of free parking.

Regular benefits:

1. Agricultural Bank of China has set up a special area for redemption of beautiful upgraded mother’s credit card points, where babies and mothers can choose children’s pillows, infant drinking cups, baby hair clippers, beauty instruments, etc. Exclusive 20% off points redemption gifts for all kinds of daily necessities.

2. 6 points of Beautiful Upgraded Mom’s Credit Card can be exchanged for 60 yuan for Saturday Parent-Child Paradise ticket.

3. Swimming and fitness in a star-rated hotel with a beautiful upgraded mother’s credit card starts from 18 yuan.

4. Pizza Hut offers discounts of up to 60.01 yuan for purchases over 120 yuan.

5. Kidswant will get an instant discount of NT$60 when you spend over NT$350 on Saturday.

Credit card repayment: The billing date is the 7th or 13th of each month. The billing day is the 7th of each month. The repayment date is generally the 1st or 2nd of the following month; the billing date is the 13th of each month. The repayment date is generally the 7th or 8th of the following month.