Is there an annual fee for the Agricultural Bank of China credit card?

First, there is an annual fee for the Agricultural Bank of China credit card. The annual fee standards for Agricultural Bank of China credit cards are:

1. The annual fee for gold dual-currency cards is generally 200 yuan/year, and the annual fee for regular dual-currency cards is 100 yuan/year. The annual fee for the gold RMB card is 160 yuan/year, and the annual fee for the regular RMB card is 80 yuan/year. The annual fee for platinum cards and above is more than 500 yuan per year.

2. Agricultural Bank of China credit card has a set of applicable annual fee ranges and standards. When you use a dual-currency universal gold card, the annual fee is generally around 200 yuan; if you use a dual-currency universal ordinary card, your annual fee is 100 yuan per year. If you apply for a pure RMB gold card, the annual fee is 160 yuan/year, and the regular card is 80 yuan/year.

Second, Agricultural Bank of China credit cards generally have a preferential policy of waiving annual fees in the first year of card opening. If you swipe your card more than 5 times each year, the annual fee for the next year will be waived. If the cumulative number of credit card swipes in the year is less than 5, Agricultural Bank of China will also charge a certain annual fee.

As one of the four major banks in China, the credit cards launched by Agricultural Bank of China are also deeply loved by the public. So, what is the annual fee for Agricultural Bank of China's credit card?

Agricultural Bank of China's credit cards can be divided into three levels: ordinary card, gold card and platinum card. The annual fees for different levels of credit cards will also be different. .

1. Regular cards:

The annual fee for the single-currency Kapa Card is 80 yuan for the main card and 40 yuan for the supplementary card; the annual fee for the dual-currency card is 100 yuan for the main card and 50 yuan for the supplementary card. .

2. Gold Card:

The annual fee for the single-currency gold card is 160 yuan for the main card and 80 yuan for the supplementary card; the annual fee for the dual-currency gold card is 200 yuan for the main card and the annual fee for the supplementary card 100 yuan.

3. Platinum Card:

UnionPay Standard Platinum Card has an annual fee of 580 yuan for the main card and 300 yuan for the supplementary card; the annual fee for the Zunlan Elite Platinum Card is 880 yuan for the main card and 880 yuan for the supplementary card. The annual card fee is 500 yuan; the Zunran Collection Platinum Card has an annual fee of 3,000 yuan for the main card and 2,000 yuan for the supplementary card.

It is worth noting that Agricultural Bank of China’s credit cards implement a free annual fee policy. For example, the PU card and gold card will waive the annual fee for the first year, while the annual fee for the next year can only be reduced by swiping five times a year.

In terms of platinum cards, the UnionPay Standard Platinum Card can be swiped 12 times a year, with no annual fee for the following year. Those who have not swiped the card can also redeem 50,000 points. There is also the Zunlan Platinum Card. The elite version allows you to swipe the card 30 times per year without paying the annual fee for the next year. Those who have not swiped the card can also redeem 50,000 points. However, the annual fee for the collection version cannot be swiped by card and can only be redeemed for 150,000 points.

How much is the annual fee for the Agricultural Bank of China credit card?

The annual fee for a personal card with VISA function is 100 yuan/year for the main card and 50 yuan/year for the supplementary card; it has the UnionPay logo. The main card is 80 yuan/year and the secondary card is 40 yuan/year. The annual fee for a personal gold card with VISA is 200 yuan/year for the main card and 100 yuan/year for the supplementary card; the annual fee for the main card with the UnionPay logo is 160 yuan/year and 80 yuan/year for the supplementary card.

At the same time, the annual fees for the secondary card and primary card of the Platinum Card Collector’s Edition in the credit card are 2,000 yuan/year and 3,000 yuan/year respectively; the annual fees for the primary and secondary cards of the UnionPay Standard Platinum Card are 580 yuan/year respectively. , 300 yuan/year. Other categories of credit cards range from 300 yuan/year to 880 yuan/year.

Extended information:

Agricultural Bank of China credit card related costs and handling fees:

1. Costs and fees are waived for newly issued cards, reported loss and replacement, and expired card replacement;

2. Replacement of damaged credit cards is 10 yuan/card, and personalized cards are 50 yuan/piece;

3. Loss report handling fee: 50 yuan per card;

4. Message notification service fee: 3 yuan/account/month;

5. Letter express fee: If the cardholder requests expedited service, a courier fee of 20 yuan/each letter will be charged;

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6. Installment business payment handling fee: the maximum is no more than 1.2 of the installment amount;

7. Extension handling fee: the maximum is no more than 200 yuan or the equivalent in foreign currency;

8. Bill reprinting fee: Statements within 12 months are free, statements older than 12 months are charged 5 yuan/copy;

9. Liquidated damages for overdue repayment: 5% of the unpaid minimum repayment amount;

10. International settlement fee: 1% of the transaction amount for VISA card; 1.1% of the transaction amount for MasterCard card.