Hello, the ICBC Peony-China Petroleum Credit Card is free of annual fees. You can enjoy a discount of 3% when using this card to refuel, and there are special discounts in the 24-hour national road car rescue.

However, the ICBC Peony CITIC Credit Card needs to swipe the card to purchase car insurance from a designated insurance company to get discounts. In terms of card level requirements, only regular cards are required. The limit is 1,000 to 10,000. The annual fee is 100 yuan a year. However, if you swipe the card five times or 500 yuan, the annual fee for that year will be waived

New users of Guangfa Car Owners Credit Card can enjoy 5 times the cash back when refueling, and those who already hold the card can enjoy 5 times the points or 1 cash back. There is also 100 kilometers of free roadside assistance nationwide, and there is no annual fee.

In addition, the GF Yiche co-branded card offers a cashback of 3, does not require any consumption, and does not specify a gas station, but only recognizes MCC (MCC code is also called a merchant category code), and for old users 1 The cashback is still too low. In terms of card level requirements, it needs to reach the gold card level, and the limit must be between 10,000 and 50,000 yuan. The annual fee is 260 yuan per year, and the first year is free. If you swipe the card 6 times, the annual fee for the next year will be waived

In comparison, the ICBC Peony-China Petroleum Credit Card has more discounts and has lower requirements for users, but the Guangfa Car Owner Credit Card has greater discounts for new users.