1. Enter the official credit reporting website of the People's Bank of China (/) and click on "Internet Personal Credit Information Service Platform".

2. Enter the new page and click "Start Now".

3. Log in to your account.

4. After logging in, select the "Information Services" option, and then click "Get Credit Information".

5. Enter the pre-application authentication code and click "Submit".

6. If the credit inquiry request is submitted successfully, a new page will pop up and you can see your personal credit information. :

There are three main methods for checking personal bank credit records. ?

1. Log in to the official website of the Bank of China Credit Information Center to make inquiries. Whether it is a credit card from Industrial and Commercial Bank of China, a credit card from China Merchants Bank or a credit card from China Construction Bank, if you want to check your personal credit record, you need to log in to the Credit Card Information Center of the People's Bank of China to check. Search on Baidu and you will find the People's Republic of China For the bank credit center, click to enter the official website, log in to the Internet personal information service platform on the home page, then register, and follow the prompts step by step to query your personal credit record.

2. Log in to the mobile app of the Credit Reference Center of the People’s Bank of China to make inquiries. This is also a query method that many consumers currently like to use, and it is very fast. You only need to download the People's Bank of China Credit Information Center app on your mobile phone, and after registration, fill in the relevant materials to complete the verification. After logging in to the People's Bank of China Credit Information Center mobile app, you can check your personal credit information record. ?

3. Manual query.

You can go to the nearby Credit Reference Center of the People's Bank of China to inquire directly with your valid identity document, or you can directly ask the staff at the counter or inquire through the credit reference self-service machine.