Bank of Communications credit card payment is not cash.

Card swipe bonus is a bonus right given by the Bank of Communications Pacific Credit Card Center to eligible Bank of Communications Pacific Credit Card holders; cardholders who use the card swipe bonus in accordance with these terms and conditions can use the card swipe bonus at designated valid Within the scope of the period, available scope, quota and other special rules, the transaction principal of the relevant transactions using the Bank of Communications credit card can be deducted.

Obtaining card credit:

1. Cardholders can handle card credit business only after they participate in designated activities of the center or meet the designated conditions of the center and receive card credit. and the use of credit card credits; the specific conditions for receiving card credits are subject to the terms and conditions of relevant market activities or the relevant regulations of this center.

2. If a cardholder has any of the following circumstances, the Center reserves the right to cancel the credit card credit he or she has received or refuse to use the credit card credit:

(1 ) The Bank of Communications credit card held by the bank is deactivated or controlled, the card is not activated or has been canceled, the card has expired and has not been renewed, or the account status is abnormal;

(2) The validity period of the card holder’s credit card payment Apply to cancel the card within;

(3) The cardholder violates the applicable credit card regulations or acceptance contract, these terms and conditions, and other relevant regulations of the Center;

(4) ) The Center has independently judged that the cardholder has defrauded or maliciously used the credit card through non-genuine transactions or other methods.